Best Affordable Online Master’s in Special Education Programs of 2026
Don’t look at a school’s sticker price alone. Read on to find the best affordable online master’s in special education programs.
3,700+ Nonprofit, accredited colleges analyzed

6,000+ Users connected with programs every month

300+ College and university partners

40+ Expert reviewers
Learn more about our Editorial Policy and Standards and Advertising Disclosure.
If you’re considering a master’s in special education, you’re likely looking for a program that won’t break the bank but still prepares you well for the classroom. That’s where our rankings come in.
To help you out, we looked at admission rates, net prices, graduation rates, and other important factors to create a list of the best affordable online master’s programs in special education. Though these programs may not be the cheapest ones available, they offer high academic quality at a reasonable price.
Top Affordable Online Master’s in Special Education
How We Rank Schools
Florida International University — Best for Flat-Rate Tuition
- Miami, FL
- 4 year
- Campus + Online
- Accredited
Why We Chose It: FIU offers the same tuition rate for both in-state and out-of-state students.
Florida International University’s master of science in special education is a great choice for students seeking a fast and affordable path into a teaching career. At a total cost of $18,355, the 12-month program is one of the most affordable on our list. And it's one of the few programs of its kind that charges all students the same tuition, whether they live in the state or not.
At FIU, you’ll receive advanced training on teaching students on the autism spectrum. Once you complete the program, you’ll earn a Florida autism endorsement, an add-on to your teaching certification reflecting your expertise in the area. Additionally, the program places a special emphasis on working with culturally and linguistically diverse students and their families.
What We Like About FIU
- This 12-month program is the shortest one on our list and is completed in six accelerated eight-week terms.
- FIU’s online scholarship tool — Academic Works — helps students find and apply to more than 100 different scholarships.
What We Don't Like
- While FIU accepts applicants with degrees in other fields, students must be able to show evidence of some teaching experience to be eligible for this program.
- While other programs offer a variety of specializations, this master’s program focuses exclusively on students in the autism spectrum.
66%
$ 9,119
93%
$21,600
- Acceptance Rate
- 55%
- Students Enrolled
- 54,817
- Institution Type
- Public
University of Florida — Most Concentration Options Offered
- Gainesville, FL
- 4 year
- Campus + Online
- Accredited
Why We Chose It: UF offers six different specialization tracks — the most of any program featured on this list.
The University of Florida's online master's in special education offers six specializations — more than any other on our list. These tracks include academic, behavior, dyslexia, disabilities in society, early childhood studies, and early childhood care and policy.
Unlike other programs of its kind, which focus mainly on classroom skills, UF’s program also offers options for those who would like to go in-depth into policy and advocacy. Additionally, tracks can lead to graduate certificates.
What We Like About UF
- Designed for working professionals, the 36-credit program can be completed in just two years.
- You do not need prior teaching experience or access to a classroom to qualify — a common requirement for many other master's in education programs.
What We Don't Like
- Students can only transfer up to nine credits from a previous institution to apply toward their master's degree.
59%
$10,770
98%
$27,335
- Acceptance Rate
- 24%
- Students Enrolled
- 56,311
- Institution Type
- Public
University of Georgia — Best for Adapted Curriculum Focus
- Athens, GA
- 4 year
- Campus + Online
- Accredited
Why We Chose It: UGA’s program focuses on an adapted curriculum, which prepares teachers to support students with significant learning and communication needs through specialized, hands-on teaching.
The University of Georgia’s master’s in special education with a focus on adapted curriculum and autism prepares students to teach individuals with significant developmental disabilities and moderate to severe autism.
The adapted curriculum training teaches you how to modify a general education curriculum for students who might not be able to follow it as it is traditionally taught. You will learn how to facilitate your students’ functional, personal, and social skills, provide them with vocational training, and facilitate integration into their communities.
It’s worth noting, however, that this program places a heavy emphasis on Applied Behavior Analysis (ABA), a widely used behavioral therapy that has been the subject of controversy throughout the years. It’s important to thoroughly research this approach to help you determine if it's the right choice for you.
What We Like About UGA
- Georgia residents pay $15,799 in tuition for this program, making it one of the cheapest options for in-state students on our list.
- The program leads to certification in teaching adapted curricula from preschool through 12th grade.
What We Don't Like
- Out-of-state students will pay roughly $47,619 in tuition and fees for this program — almost $32,000 more than in-state students and higher than all other schools on this list.
- Some courses require you to log in at set times, which might make them impractical for working professionals.
20%
$ 8,878
95%
$25,186
- Acceptance Rate
- 37%
- Students Enrolled
- 41,615
- Institution Type
- Public
University of Missouri-St Louis — Best for Military and Veteran Students
- Saint Louis, MO
- 4 year
- Campus + Online
- Accredited
Why We Chose It: UMSL stands out for its generous tuition benefits for military and veteran students through the Yellow Ribbon Program and the Servicemember's Tuition Assistance Scholarship.
The University of Missouri-St.Louis' online master’s in special education is a strong option for military and veteran students, offering the most generous Yellow Ribbon funding of all the schools on our list.
Through the Yellow Ribbon Program, UMSL helps cover tuition costs that the Post-9/11 GI Bill doesn’t pay for. Because the GI Bill has annual limits, eligible military and veteran students may still face some tuition charges. UMSL fills that gap by contributing up to $10,000 per year. By comparison, other institutions on this list either don’t participate in Yellow Ribbon or offer considerably less, typically around $6,000 or below.
UMSL also stands out for placing no cap on the number of students who can receive this funding each year. Other schools restrict their Yellow Ribbon support to 30 or fewer students annually.
Additionally, UMSL offers the Servicemember’s Tuition Assistance Scholarship, which covers the difference between the Armed Forces Tuition Assistance maximum rates and UMSL’s tuition.
What We Like About UMSL
- This program offers three concentration tracks: behavioral principles and interventions, inclusive education, and transition studies.
- Under the Missouri Returning Heroes Education Act Grant, tuition for qualified combat veterans is capped at $50 per credit hour.
What We Don't Like
- UMSL charges $729 per credit hour for Missouri residents and $1,662 for out-of-state students — about $21,870 or $49,860 for the full 30-credit program. This makes it the most expensive program on our list, as most others cost around $20,000 or less for their in-state students.
42%
$14,736
68%
$35,040
- Acceptance Rate
- 57%
- Students Enrolled
- 14,815
- Institution Type
- Public
University of North Carolina at Greensboro — Best for Cohort-Based Learning
- Greensboro, NC
- 4 year
- Campus + Online
- Accredited
Why We Chose It: UNC Greensboro’s program follows a cohort approach, allowing students to start and finish the program with the same group of peers, encouraging collaboration and networking.
The online master's degree in special education from the University of North Carolina at Greensboro is a great option for students who have more flexibility in their schedule and can attend classes at set times. While many online programs offer self-paced lessons, UNC Greensboro uses a cohort model, which allows you to learn in a more traditional group setting.
This approach offers multiple benefits, including increased engagement, social interaction, and support from your peers and faculty members. Note that, in this program, you will have to complete a 16-week student teaching requirement during the last semester.
What We Like About UNC Greensboro
- North Carolina residents pay just $351 per credit hour, or roughly around $11,000 for the total program — the lowest price on our list.
- This is one of the shorter programs on our list, taking only 30-33 credits to complete.
What We Don't Like
- While other schools offer multiple start dates throughout the year, you can only start this program in the summer.
71%
$ 5,375
79%
$19,505
- Acceptance Rate
- 89%
- Students Enrolled
- 18,012
- Institution Type
- Public
How We Highlight What Schools Do Best
We analyzed each school’s program to identify qualities that set it apart from others on this list, prioritizing factors like affordability, unique programming, and military discounts. Based on these strengths, we assigned each school a superlative category.
Since many programs share similar offerings and outcomes, our goal is to simplify your college decision-making by highlighting the features most relevant to your needs.
We verified these schools’ facts in December 2025.
Why the Cheapest Online Master’s in Special Education Isn’t Always the Most Affordable
Though it’s tempting to take a school’s low sticker price at face value, that price often isn’t the best indicator of affordability. Factors like financial aid availability, time to completion, and long-term return on investment (ROI) all matter just as much as — and sometimes more than — the per-credit tuition rate.
For instance, a slightly higher-priced program may offer better financial aid packages, scholarships, or grants, substantially lowering your overall costs. Similarly, the time it takes to finish your degree significantly impacts affordability. A low-cost program that extends your studies by several extra semesters could end up costing more.
Also, keep in mind that affordability isn’t just about immediate savings. It’s also about future earnings and professional opportunities. Investing a bit more upfront in a program with strong credentials and a solid reputation might lead to better job prospects, higher salaries, and greater career satisfaction over time.
Ultimately, the most affordable degree isn’t always the cheapest — it’s the one that offers the best overall value throughout your career.
How Much Does a Master’s in Special Education Cost?
Master of Education or Teaching, 2020
Online
Avg. Tuition & Fees: $8,156
Avg. Net Price: $6,914
On-Campus
Avg. Tuition & Fees: $12,170
Avg. Net Price: $9,976
Source: NCES PowerStats
According to the National Center for Education Statistics (NCES) in 2020, the average cost of a master’s in education or teaching — which includes special education programs — ranges from $8,000-$12,000 per year. However, financial aid can bring that price down closer to $7,000-$10,000.
Find Financial Aid for Your Degree
What Is an Online Master’s in Special Education’s ROI?
The ROI for an online master’s in special education is generally promising when you compare the cost of the degree with the earning potential after graduation.
An online master’s in special education typically costs between $14,000-$20,000 for a two-year program — far less than many other graduate degrees, such as those in business or engineering, which can exceed $50,000 per year.
That affordability stands out even more when paired with the salary increase. According to recent data from the National Association of Colleges and Employers (NACE), graduates with a master’s degree in special education and teaching earn an average starting salary of around $79,900 — nearly $31,000 more than peers entering the field with only a bachelor’s degree.
However, upcoming federal policy changes may influence how these graduate degrees are regarded. A recent proposal from the Department of Education would exclude education programs from the “professional degree” category, reducing federal loan caps for future borrowers beginning in July 2026.
While this shift primarily impacts student loan eligibility and borrowing limits, some worry the shift could unintentionally position education degrees as less competitive than other degree programs.
How to Save Money on Your Online Degree
Here are some tips to help you save money on your online education:
1. Apply for Financial Aid
As an online student, you can access the same financial aid options as on-campus students. These include:
Note that, although FAFSA determines eligibility for most federal assistance, many colleges and universities also offer institution-specific scholarships that students can apply for directly through the school.
2. Borrow Strategically
If you need to take out student loans to help fund your education, aim to borrow only what you need to reduce the amount of interest you’ll pay over time. It’s also best to avoid private loans when possible — they often come with higher interest rates, fewer borrower protections, and sometimes require a co-signer. Federal loans are generally the safer option, offering grace periods, flexible repayment plans, and potential loan forgiveness.
3. Get Exempt from Credits
Some schools grant credit for prior learning (CPL) for work experience, military service, and other hands-on learning opportunities. This can reduce the number of courses you need to take, lowering both the time and cost required to earn your degree.
To qualify for CPL, you’ll most likely need to prove your expertise by taking prior learning assessments (PLA) or submitting documentation that verifies your training and experience.
4. Verify Accreditation and State Authorization
One of the best ways to ensure the money you spend on your program doesn’t go to waste is to verify that the program is properly accredited. Accreditation confirms that the curriculum meets industry and academic standards, and it’s often required for licensure, certification, and employer recognition.
Most school websites include a page that lists their accreditation status. You can cross-reference this information by checking the accrediting agencies’ websites or by using the Department of Education’s Database of Accredited Postsecondary Institutions and Programs.
Frequently Asked Questions About a Master’s in Special Education
Earning your master’s degree online offers several advantages, including lower tuition costs, greater flexibility, and potential higher ROI. According to NCES data, online programs average around $8,000 compared to $12,000 for in-person programs. In addition, a recent NACE survey found that 87% of employers hire candidates with online degrees, and those employees earn salaries comparable to graduates of traditional, on-campus programs.
Explore More College Resources
Other Education and Teaching Resources
Education and Teaching
programs
careers




