Best Online Finance Programs of 2022

Employers place a premium on skilled finance professionals in an ever-evolving economic landscape. An online degree in finance provides finance training and preparation for industry certifications. We provide a ranking of the best programs in the nation. Employers place a premium on skilled finance professionals in an ever-evolving economic landscape. An online degree in finance provides finance training and preparation for industry certifications. We provide a ranking of the best programs in the nation.
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If you have an analytical nature and a desire to understand the world of economics and business, earning a bachelor's in finance can lead to a variety of roles and diverse opportunities in various industries. Just a few of the possible career choices include financial analyst, financial manager, and accountant.

The Bureau of Labor Statistics (BLS) reports that employment in business and financial operations is growing faster than the average for all occupations in the U.S. It projects that 750,800 new jobs will be added to this sector from 2020-2030.

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Students who earn a bachelor's degree in finance have high earning potential. The BLS reports that the annual median wage for business and financial occupations was $76,570 in May 2021. Top online schools can prepare students for these occupations as well as advanced degrees like a master's in finance.

What Can I Expect From an Online Bachelor's in Finance Program?

Those pursuing an online bachelor's in finance require excellent time management skills, the desire to analyze and understand data, and a strong mathematical foundation (or the drive to gain one). Most online finance degrees consist of 120-128 credit hours. These programs take about four years of full-time enrollment to complete. Some schools offer accelerated bachelor's programs that reduce the time to completion.

Students have the option of obtaining a bachelor of arts (BA) or bachelor of science (BS) in finance. A BA offers a well-rounded education that includes courses in other areas; this option may appeal to students considering graduate school. A BS, on the other hand, provides a greater emphasis on the study of finance itself and may be the better option for individuals who plan to go directly into the workforce.

Several concentrations lie within the broad scope of a finance degree. These enable students to develop specialized skills in their area of interest. Common concentrations include the following:

Common concentrations include the following:

  • Financial Accounting: This concentration places an emphasis on accounting concepts, including analyzing a business's financial statements and interpreting data in order to make sound business decisions.
  • Investments: With a focus on investment vehicles and security markets, students come away from this concentration with a strong understanding of investment practices. Graduates often go on to pursue careers as financial planners.
  • International Finance: Graduates with this concentration garner knowledge that prepares them to succeed in the global marketplace. Studies may cover topics like trade structures, overseas markets, and foreign policy.
  • Risk Management: A focus in risk management entails learning the art of forecasting, analyzing, and managing financial risks. Graduates often go on to pursue careers in insurance.
  • Corporate Finance: Students drawn to corporate finance learn about financial planning, investments, and capital structuring, as well as other financial strategies specific to corporations.

Featured Online Programs in Finance

Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

Best Accredited Online Bachelor's in Finance Programs 2022

Rankings compiled by the the BestColleges Ranking Team

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#1 Best Online Finance Programs of 2022

Florida International University

  • Miami, FL
  • 4 years
  • Online + Campus

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $228
Out of State | $345

Credits to Graduate
120

Program Information
Degree Completion Program | No
Program Accreditation | Association to Advance Collegiate Schools of Business 

FIU's BBA in finance provides a well-rounded business education. Students explore key areas in business operations, such as marketing and strategic management. The major develops skills in securities analysis and international financial risk management. A course explores financial markets and institutions.

All enrollees complete professional development coursework. A success coach helps online students reach their academic goals. The bachelor's in finance offers very affordable tuition. Admission requires business pre-core classes and a minimum 2.5 GPA.

Average Tuition
In-state
$4,721
Out-of-state
$16,529
Retention Rate
89%
Admission Rate
58%
Students Enrolled
58,711
Institution Type
Public
Percent Online Enrollment
68% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges
#2 Best Online Finance Programs of 2022

Ottawa University

  • Ottawa, KS
  • 4 years
  • Online + Campus

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $499
Out of State | $499

Credits to Graduate
52

Program Information
Degree Completion Program | Yes
Program Accreditation | Accreditation Council for Business Schools and Programs

OU offers a degree completion BS in finance entirely online. The degree builds on general education credits and other coursework. Foundation business classes explore discrete mathematics and business statistics. Advanced courses provide training in money and banking, investment finance, and behavioral finance. 

All enrollees learn the importance of ethics in business. Students apply lessons learned to real cases in a capstone seminar. Admission to the online bachelor's in finance requires a high school diploma or GED certificate and college credit.

Average Tuition
In-state
$28,980
Out-of-state
$28,980
Retention Rate
50%
Admission Rate
15%
Students Enrolled
731
Institution Type
Private
Percent Online Enrollment
100% Percentage of all students who are enrolled online.
Accreditation
Yes Higher Learning Commission
#3 Best Online Finance Programs of 2022

LeTourneau University

  • Longview, TX
  • 4 years
  • Online + Campus

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $380-$410
Out of State | $380-$410

Credits to Graduate
120

Program Information
Degree Completion Program | No
Program Accreditation | N/A

Students receive leadership training in LETU's bachelor of business management. The 120-credit curriculum requires general education and theology coursework. Participants develop business expertise in core areas such as marketing and project management. 

Learners explore different parts of leadership. They learn HR management principles, as well as how to manage innovation and change. Students apply their learning to case studies in a capstone course. Admission to the bachelor's in finance requires a high school diploma or GED certificate.

Average Tuition
In-state
$30,520
Out-of-state
$30,520
Retention Rate
76%
Admission Rate
45%
Students Enrolled
3,150
Institution Type
Private
Percent Online Enrollment
60% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges
#4 Best Online Finance Programs of 2022

University of Massachusetts-Amherst

  • Amherst, MA
  • 4 years
  • Online + Campus

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $660
Out of State | $1510

Credits to Graduate
120

Program Information
Degree Completion Program | Yes
Program Accreditation | Association to Advance Collegiate Schools of Business

UMass Amherst offers a degree completion BBA in finance online. Enrollees learn how to apply business concepts to real case studies. All BBA students complete a business core that includes corporate finance and operations management.

The finance major teaches financial modeling, investments, and bank management. Participants learn about international finance. Students use elective credits to customize the bachelor's in finance with other specialized business training. Admission requires at least 27 transferable credits with a minimum 3.0 GPA.

Average Tuition
In-state
$15,791
Out-of-state
$35,112
Retention Rate
91%
Admission Rate
64%
Students Enrolled
31,350
Institution Type
Public
Percent Online Enrollment
15% Percentage of all students who are enrolled online.
Accreditation
Yes New England Commission on Higher Education
#5 Best Online Finance Programs of 2022

University of Minnesota-Crookston

  • Crookston, MN
  • 4 years
  • Online + Campus

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $418
Out of State | $418

Credits to Graduate
120

Program Information
Degree Completion Program | No
Program Accreditation | Accreditation Council for Business Schools and Programs 

UMC's BS in finance features affordable online learning from a respected business school. The 120-credit curriculum requires general education classes. Students build knowledge in marketing, accounting, and other day-to-day operations. The finance core provides training in investment, estate planning, and business analytics. 

One course explores concepts in insurance and risk management. Enrollees apply their training during an internship. UMC uses a one-rate tuition plan for students no matter their residency. Admission to the bachelor's in finance requires a high school diploma or GED certificate.

Average Tuition
In-state
$10,438
Out-of-state
$10,438
Retention Rate
72%
Admission Rate
68%
Students Enrolled
2,768
Institution Type
Public
Percent Online Enrollment
46% Percentage of all students who are enrolled online.
Accreditation
Yes Higher Learning Commission

BestColleges.com is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.

#6 Best Online Finance Programs of 2022

Pennsylvania State University-World Campus

  • University Park, PA
  • 4 years
  • Online

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $590-$632
Out of State | $590-$632

Credits to Graduate
120

Program Information
Degree Completion Program | No
Program Accreditation | Association to Advance Collegiate Schools of Business

The BS in finance at Penn State World Campus prepares enrollees for top industry certifications. The curriculum meets the requirements to sit for the chartered financial analyst and certified financial planner exams. The 120-credit program covers general education classes. 

The major explores topics such as financial modeling, statement analysis, and accounting. Online bachelor's in finance students can participate in extracurricular activities, such as a student-managed fund and different clubs. Admission requires a high school diploma or GED certificate.

Average Tuition
In-state
$13,484
Out-of-state
$13,484
Retention Rate
Not provided
Admission Rate
76%
Students Enrolled
Not provided
Institution Type
Public
Percent Online Enrollment
Not provided
Accreditation
Yes Middle States Commission on Higher Education
#7 Best Online Finance Programs of 2022

Colorado State University-Global Campus

  • Aurora, CO
  • 4 years
  • Online

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $350
Out of State | $350

Credits to Graduate
120

Program Information
Degree Completion Program | No
Program Accreditation | Regionally accredited by the Higher Learning Commission

CSU Global's BS in finance teaches students how to use financial solutions to solve complex business problems. The major provides training in areas such as financial accounting and financial statement analysis. One class explores financial strategy and forecasting.

Enrollees choose one of two emphasis areas: corporate finance or financial planning. 

The financial planning track prepares learners for the certified financial planner entrance exam. Students can add a certificate in project management to help fulfill 120 credits. Admission to the online bachelor's in finance requires a high school diploma or GED certificate.

Average Tuition
In-state
$8,400
Out-of-state
$8,400
Retention Rate
Not provided
Admission Rate
99%
Students Enrolled
12,670
Institution Type
Public
Percent Online Enrollment
Not provided
Accreditation
Yes Higher Learning Commission
#8 Best Online Finance Programs of 2022

University of Houston-Downtown

  • Houston, TX
  • 4 years
  • Online + Campus

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $247
Out of State | $655

Credits to Graduate
120

Program Information
Degree Completion Program | Yes
Program Accreditation | Association to Advance Collegiate Schools of Business

UHD encourages transfer students to complete a BBA in finance online. The BBA graduates skilled finance professionals who can pursue national designations. The 120-credit degree combines theoretical learning and practical work experience. Students choose one of two tracks: investment management or corporate finance. 

The degree provides the foundation for graduate studies. Students can also pursue certifications, such as certified financial planner. Enrollees enjoy access to student organizations such as Beta Gamma Sigma. Admission to the bachelor's in finance requires a high school diploma or GED certificate and college transcripts.

Average Tuition
In-state
$5,460
Out-of-state
$15,408
Retention Rate
73%
Admission Rate
89%
Students Enrolled
14,640
Institution Type
Public
Percent Online Enrollment
53% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges
#9 Best Online Finance Programs of 2022

University of Maryland Global Campus

  • Adelphi, MD
  • 4 years
  • Online

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $306
Out of State | $499

Credits to Graduate
120

Program Information
Degree Completion Program | No
Program Accreditation | N/A

UMGC specializes in strong online programs such as the BS in finance. The degree's major and elective credits provide a well-rounded business education. The curriculum includes preparation for the certified financial planner exam. Students build skills in areas such as accounting, financial analysis, and financial management. 

One class focuses on the use of technology in the financial services industry. Students qualify to transfer up to 90 credits into this online bachelor's in finance. Admission requires a high school diploma or GED certificate and a minimum 2.0 GPA on transfer credits.

Average Tuition
In-state
$7,200
Out-of-state
$11,976
Retention Rate
52%
Admission Rate
Not provided
Students Enrolled
58,281
Institution Type
Public
Percent Online Enrollment
90% Percentage of all students who are enrolled online.
Accreditation
Yes Middle States Commission on Higher Education
#10 Best Online Finance Programs of 2022

Southern New Hampshire University

  • Manchester, NH
  • 4 years
  • Online + Campus

100% Online | Scheduled Classes

Avg. Cost per Credit
In State | $320
Out of State | $320

Credits to Graduate
120

Program Information
Degree Completion Program | No
Program Accreditation | Accreditation Council for Business Schools and Programs 

One of the nation's largest virtual colleges, SNHU administers a BS in finance. The 120-credit degree includes training in day-to-day operations, such as accounting and marketing. Students learn about corporate finance and wealth management. 

The concentration in financial planning prepares participants for certified financial planner credentialing. Participants use elective credits to customize their degree. A capstone class lets students apply the knowledge learned. Students can transfer 90 credits into the bachelor's in finance. Admission requires a high school diploma or GED certificate.

Average Tuition
In-state
$30,756
Out-of-state
$30,756
Retention Rate
65%
Admission Rate
88%
Students Enrolled
113,514
Institution Type
Private
Percent Online Enrollment
94% Percentage of all students who are enrolled online.
Accreditation
Yes New England Commission on Higher Education

Still Looking for the Right Fit? Discover Similar Programs.

What Courses Will I Take in an Online Bachelor's in Finance Program?

The curriculum for a bachelor's in finance typically consists of courses designed to teach students the fundamentals of corporate finance and financial analysis, including data analysis, accounting, investments, laws, economics, statistics, and portfolio management. Though topics vary by program, a few examples of courses you can expect to encounter include the following:

Financial Statement Analysis

This course prepares students to make business decisions based on financial data. Participants learn to effectively interpret and analyze financial statements and compare these statements across companies. Understanding cash flow, balance sheets, and income statements are at the core of this important course, which lays the groundwork for future success.

Fundamentals of Investments

Coursework emphasizes various investment strategies, including stocks, bonds, commodities, and mutual funds. Students come away with an understanding of portfolio management, capital markets, and risks versus expected returns. Students may need to complete a capstone project, designing one or more investment plans.

Business Statistics

Business statistics involves gathering, organizing, analyzing, and interpreting data in order to make informed business decisions. Students learn about databases, data modeling, data visualization, probability theory, hypothesis testing, and linear regression.

International Finance

Students looking to manage the finances of international companies can enroll in this course to develop a deeper understanding of global economics. The tools of international financial management include forecasting exchange rates, understanding foreign exchange markets, and utilizing multinational investment strategies.

Corporate Finance

This course enables students to apply the financial principles they have learned to the world of corporate finance. With a focus on capital budgeting and structure, valuation concepts, and quantitative risk assessment, participants come away with a comprehensive grasp on the management of working capital, as well as the fundamentals of mergers and acquisitions.

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What Are the Admission Requirements for an Online Bachelor's in Finance Program?

The admission requirements for online bachelor's in finance programs typically include standardized test scores, a high school diploma or the equivalent, and a personal statement. Some schools also request letters of recommendation or hold an interview. Applicants may work with an admissions advisor to complete the application and enrollment process.

Application

Like on-campus programs, online programs require an undergraduate application. Typically, first-time students complete a different application than transfer students. The application asks for background information, including the applicant's prior education. Some online applications also include financial aid information.

Test Scores

Many online colleges require standardized test scores. Applicants can submit ACT or SAT scores, depending on which entrance exam they took. However, a growing number of schools no longer require test scores for admission. In these cases, schools either use a test-optional policy, where applicants decide whether to submit scores, or simply do not request scores.

Letters of Recommendation

Applicants may need to submit 1-3 letters of recommendation with their application. These letters should come from teachers, counselors, mentors, or other non-family members who can speak to the applicant's academic and personal strengths. When requesting letters of recommendation, make sure to ask letter writers at least three weeks before the deadline.

Essays

Online colleges may ask for an essay, personal statement, or writing sample. The application essay might use a specific prompt. In other cases, applicants should explain their interest in the school and program in their essay. Schools will provide more specific information on their essay requirements.

Official Transcripts

In nearly all cases, applicants are asked to provide official transcripts from their high school and any colleges attended. Submitting transcripts helps transfer students receive credit for their prior college experience. Some schools have transfer agreements with community colleges to make the transfer process easier.

What Can I Do With an Online Bachelor's in Finance Degree?

Career Outlook

A variety of job opportunities await the graduate with a bachelor's in finance. Depending on the student's area of interest, they might work as a financial analyst, financial planner, budget analyst, or accountant.

According to the BLS, the median pay for a financial analyst in May 2021 was $88,410 per year. When considering all business and financial occupations, the median annual wage was $76,570 in 2021, about $30,000 higher than the median annual wage for all occupations.

According to National Center for Education Statistics (NCES) data, business majors are the most popular among undergraduates, yielding a wide array of professional opportunities. Learn more about finance careers to see where a bachelor's in finance can take you.

Career Paths

Financial Analyst

Financial analysts serve as advisors for organizations, helping make financial investment decisions and ensuring that organizations are kept abreast of trends in the market. The foundation for these decisions is data driven and requires analysts to research investment opportunities, manage portfolios, and build financial models.

Median Annual Salary: $81,410

Personal Financial Advisor

Personal financial advisors help individuals manage their finances and achieve their financial goals. These professionals determine the right investment opportunities for clients, understand the risks involved, and relay that information with a clear and direct communication style. Developing a clientele entails networking and generating relationships, which makes strong interpersonal skills a necessity for this position.

Median Annual Salary: $94,170

Budget Analyst

A budget analyst can work in a variety of settings, including government agencies, universities, private businesses, and nonprofit organizations. By monitoring spending and preparing budget reports and proposals, they can give recommendations related to appropriate funding levels and the viability of new projects.

Median Annual Salary: $79,940

Accountant

Accountants prepare and analyze financial records. Their responsibilities include computing taxes, assessing financial operations, and determining a business's best route to increasing profits and reducing costs. Those who choose this occupation often go on to pursue additional certifications and become a licensed certified public accountant or a certified management accountant.

Median Annual Salary: $77,250

Management Analyst

Among the many potential careers in finance, the role of management analyst provides one of the best job outlooks. The BLS projects that job opportunities in this sector will increase by 14% from 2020-2030. These analysts implement methods and procedures designed to improve efficiency, increase revenues, and reduce costs. Many management analysts work as independent consultants.

Median Annual Salary: $93,000

Finance Not For You? Check Out These Related Careers.

Continuing Education

A bachelor's in finance meets the requirements for entry-level roles like financial analyst. With experience, many financial analysts move into roles like financial manager. A graduate degree can help finance majors move into roles with greater responsibilities and a higher earning potential.

The most popular finance graduate degrees include a master's in finance and an MBA in finance. Both degrees typically take two years and incorporate graduate-level training in financial management and organizational leadership.

An MBA offers broader training in business management, while a master's in finance provides a more focused curriculum. Both options help professionals move into roles like finance officer, risk manager, or financial manager.

How Do I Choose an Online Bachelor's in Finance Program?

Cost

The total cost of a finance degree depends on the school and program format. In general, students paying in-state tuition at a public college spend the least, while those at private colleges spend more. Choosing an online format may save students money. When researching schools, prospective students should consider the true program cost, including living expenses and fees.

Program Format

Online programs offer many delivery methods. Students can enroll full time or part time. Many colleges offer accelerated degrees. And distance learners also choose between synchronous and asynchronous programs. These options influence your experience during the program and your schedule. Working students, for example, may prefer a part-time or asynchronous program.

Location

Is it better to attend college online or on campus? And if you've chosen an online program, are there benefits to attending a local college? The answers depend on your unique circumstances. In hybrid programs, students may prefer a local college. Local institutions may also offer partnerships with industries in the area for internships and hiring.

Accreditation

Online students should always choose an accredited college. Accredited institutions meet high standards for academic excellence. They must also meet requirements for financial stability, academic mission, and faculty qualifications. Distance learners at accredited schools also qualify for federal financial aid programs.

Student Support

The best online colleges support distance learners with student services. These services include academic and career advising. Many colleges also offer mentorship opportunities, online tutoring, and alumni networks. Student support can connect distance learners with internship opportunities in their local area. These services help online students graduate and transition into the workforce.

Frequently Asked Questions About Finance Programs

Is a bachelor's in finance worth it?

Finance majors often see a strong return on investment for their degree. That's because the degree leads to many high-paying careers. A bachelor's in finance meets the requirement for financial analyst jobs, which paid a median annual salary of $81,420 as of May 2021.

Many professionals decide whether an online finance degree is worth it by comparing the cost of an online degree with future earning potential. Earning a bachelor's degree can cost less than $45,000, so many finance majors find that their online degree is worth it. Prospective students can research the most affordable programs to increase their return on investment.

What can I do with a bachelor's in finance?

A bachelor's in finance leads to opportunities as a financial analyst, budget analyst, risk analyst, portfolio manager, or personal financial analyst. Many finance programs also incorporate core business classes in accounting, management, marketing, and leadership. These courses broaden the career opportunities available to finance degree-holders.

Graduates can pursue roles as market research analysts, accountants, and actuaries. After earning a bachelor's degree, finance majors can also consider graduate programs. A master's degree in finance or an MBA lead to roles like financial manager. These supervisory positions often come with a significant increase in earning potential.

Are finance majors in demand?

Finance majors benefit from strong demand in diverse career paths. According to BLS projections, financial analysts will see more than 31,000 new jobs from 2020-2030, representing 6% job growth.

Financial managers report even stronger demand, with 17% projected job growth from 2020-2030. That represents more than 118,000 new financial management jobs. A bachelor's degree plus professional experience meets the requirements for financial manager jobs.

How much money can I make with a bachelor's in finance?

A professional's earning potential with a bachelor's degree in finance varies depending on the career path. According to Payscale data from May 2022, finance majors earn $72,000 per year on average. BLS data from May 2021 reports that financial analysts earn a median salary of $81,410 per year.

The earning potential in other finance-related careers varies, with many reporting median salaries of over $75,000. Several factors shape salary, including experience, job title, industry, and location. For example, financial analysts who specialize in securities report median annual salaries of over $100,000.

What are the highest-paying jobs with a bachelor's in finance?

The highest-paying jobs with a bachelor's in finance include financial analyst and financial manager. According to BLS data, financial analysts in the securities sector earn a median annual salary of over $100,000. Top-paid financial analysts make more than $163,000 per year.

Financial managers report a median annual salary of $131,710. Financial managers who specialize in enterprise management earn a higher $158,820 per year. Lastly, the best-paid financial managers report annual wages of over $208,000. Finance majors can increase their earning potential by pursuing a graduate degree.

Image Source: Viktoriia Hnatiuk, Getty Images

BestColleges.com is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.

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