Best Affordable Online Elementary Education Degrees of 2026

Looking for affordable online elementary education degrees? Explore tuition costs, concentration options, and career pathways.
Matt Whittle
By
Edited by
Updated July 10, 2026
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The best online elementary education programs balance affordability with great student outcomes. With these factors in mind, some of the top programs include Mississippi State University, Lynn University, and the University of North Carolina Wilmington.

These aren’t the cheapest online elementary education degrees — you may find programs with lower sticker prices in your research — but to select this list of the best affordable options, we also considered factors such as loan repayment to ensure you’ll be able to afford your degree even after graduation. Discover programs and learn how to choose the right one for you.

In this Article
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Top Affordable Elementary Education Programs Online

We use trusted sources like Peterson's Data and the National Center for Education Statistics to inform the data for these schools.
from our partners appear among these rankings and are indicated as such.
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How We Rank Schools

Best for Middle School Specialization

Mississippi State University

  • Mississippi State, MS
  • 4 year
  • Campus + Online
  • Accredited

Why We Chose It: MSU’s program is the only one on our list that includes a middle school education track.

While other programs on our list offer some middle school teaching experience, MSU’s elementary education degree offers concentrations on both early childhood and middle school. And it gives you the opportunity to earn two endorsements, specifically in the latter. 

Endorsements are added to a teaching certificate and indicate which subject areas and grades you are qualified to teach. Endorsements are not equivalent to a teaching certificate. However, they may boost your career choices once you graduate.

To earn the middle school endorsements, you must complete 18 credit hours in two of these academic areas: English, math, science, and social studies. 

What We Like About MSU

  • MSU gets you working with students of different age ranges through three practicums and one internship in your junior and senior year.
  • As a Yellow Ribbon school, MSU pays for remaining tuition not covered by the Post-9/11 GI Bill.
  • Once you earn your Mississippi teaching license you can apply for reciprocity and seek to obtain a license to teach in your home state.

What We Don't Like

  • MSU has the highest tuition rate on our list at $436 per credit hour and an extra $25 instructional support fee per credit hour.
  • Graduates of this program are not eligible to teach in Hawaii or Georgia.
  • MSU requires at least 40 hours of work experience with children, making admission difficult for students transitioning to a teaching career without prior experience.

43%

Online Enrollment

$10,052

Avg. Undergrad Tuition, In-State

83%

Retention Rate

$27,487

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
78%
Students Enrolled
23,150
Institution Type
Public
Most Concentration Options Offered

University of North Carolina Wilmington

  • Wilmington, NC
  • 4 year
  • Campus + Online
  • Accredited

Why We Chose It: This program offers 10 concentrations to choose from, including early childhood and special education.

If you're a North Carolinian seeking an affordable education with plenty of options, UNCW's online elementary education program might be a great choice. It features 10 concentrations, giving you the most flexibility on our list to choose the subject you want to specialize in. These concentrations include some that are rarely offered by other schools, such as English as a Second Language, international studies, behavioral studies, and fine arts.

Additionally, if you’re particularly interested in online teaching, UNCW also offers an online teaching and learning minor where you'll learn how to develop curricula for digital environments in both synchronous and asynchronous formats.

However, a significant caveat is that you must be located within the southeastern region of North Carolina for field placement and internships. 

What We Like About UNCW

  • UNCW has the cheapest in-state tuition on our list at just $211 per credit hour.
  • In addition to 10 concentrations, the elementary education program also offers four options for a minor.
  • Unique student opportunities include the Education Learning Community, an ambassador program for the College of Education, and study abroad.

What We Don't Like

  • UNCW only pays for $1,000 in tuition not covered by the Post-9/11 GI Bill, and this benefit is offered to just 10 military and veteran students.
  • This program is not available for out-of-state students and is limited to the southeastern region of North Carolina.

67%

Online Enrollment

$ 4,443

Avg. Undergrad Tuition, In-State

88%

Retention Rate

$22,597

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
64%
Students Enrolled
18,848
Institution Type
Public
Best Accelerated Bachelor’s-to-Master’s Program

University of North Dakota

  • Grand Forks, ND
  • 4 year
  • Campus + Online
  • Accredited

Why We Chose It: Students can save a year of school by combining their bachelor’s and master’s studies.

If you want to switch to a teaching career and want to do so fast, UND's accelerated bachelor's-master's program in education has you covered. 

This accelerated program condenses the typical four years for a bachelor's degree and the two years for a master's degree into a more intensive five-year program. You may want to pause your career or work part time, as UND requires you to take synchronous classes and cover more content in a shorter time frame.

What We Like About UND

What We Don't Like

  • UND's accelerated program courses are synchronous — that is, you’re required to log in at certain times — so it may not be the most compatible with some working professionals' schedules.
  • The program is our second-most expensive on the list at $408 per undergraduate credit and $569 per graduate credit.

69%

Online Enrollment

$10,976

Avg. Undergrad Tuition, In-State

84%

Retention Rate

$15,594

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
77%
Students Enrolled
15,019
Institution Type
Public
Best for Degree Completion

University of Northern Iowa

  • Cedar Falls, IA
  • 4 year
  • Campus + Online
  • Accredited

Why We Chose It: The University of Northern Iowa stands out for offering a fully online degree completion program that can be completed in two years.

Northern Iowa's online education degree program is designed for students who have completed some college coursework. Through the degree completion program, you could finish your bachelor's degree in about two years or faster, depending on how many transfer credits you bring to the program.

However, unlike some degree completion programs, Northern Iowa allows you to transfer in with a bachelor's degree in any field, which can considerably speed up your transition to a career in education.

If you already have a bachelor's degree, you can transfer in any number of credits; however, you must take at least 32 credits at Northern Iowa.

What We Like About Northern Iowa

  • You have the option to earn Iowa K-6 Teacher Elementary Classroom, Literacy, Early Childhood, and Special Education endorsements.
  • Learn with the same cohort of students throughout your educational journey.
  • You may qualify for the renewable Online & Distance Education Scholarship for $1,000 per year.

What We Don't Like

  • Northern Iowa isn't clear on the maximum number of credits you can bring into the program.
  • You can only transfer in 65 credits from an associate degree.
  • You must have completed (or be soon to complete) 10 hours in a K-12 classroom and have taken a children’s literature course to apply.

48%

Online Enrollment

$ 8,792

Avg. Undergrad Tuition, In-State

82%

Retention Rate

$20,950

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
87%
Students Enrolled
9,283
Institution Type
Public

How We Highlight What Schools Do Best

We analyzed each school’s program to identify qualities that set it apart from others, prioritizing factors like accelerated degree options, transfer policy generosity, and unique specializations. Based on these strengths, we assigned each school a superlative category.

Since many programs share similar offerings and outcomes, our goal is to simplify your college decision-making by highlighting the features most relevant to your needs.

We verified these schools’ facts in December 2025.

How to Choose an Affordable Elementary Education Program

Each student has different needs, depending on their education journey, location, personal obligations, and other considerations. To find the right affordable elementary education program for you, consider factors like your budget, professional goals, and personal interests.

Tuition and Fees

Tuition and fees for online elementary education degrees can vary based on several factors, such as in-state vs. out-of-state residency and the schools’ public vs. private status. Some programs may charge additional technology fees for distance learning, as well.

However, each school’s financial aid package offerings may help to offset some of these costs. Ensure your program’s net price fits your budget.

Accreditation and Licensure

To teach in a public school in America, you must complete a program offered by a school with institutional accreditation. This process ensures that colleges meet standards of academic rigor and student outcomes.

You must also complete a program that holds programmatic accreditation — this status offers quality assurance for departments and programs within colleges. The primary programmatic accreditor for education programs is the Council for the Accreditation of Educator Preparation (CAEP).

Program Format

As you research available programs, make sure to check whether coursework is delivered through in-person or online formats. Some schools use hybrid delivery, which blends these two methods.

Education programs require some form of practicum or student teaching, so even if you complete coursework through online learning, you’ll still need to commit to in-person attendance for this requirement.

How Much Does an Online Elementary Education Degree Cost?

Among the programs on our ranked list, the cheapest online elementary education degree has a $211 per-credit tuition rate. For a sense of the range of costs in our rankings, the highest tuition cost is $436 per credit — about $50 less than the average across all undergraduate programs.

Average In-State, Per-Credit Cost On the List

$353

Average Out-of-State, Per-Credit Cost On the List

$599

Average Per-Credit Cost for All Undergraduate Programs

$490

Source: NCES

How to Make an Online Elementary Education Degree Cheaper

Pursuing higher education can create a significant financial burden, even for some of the cheapest online elementary education degrees. Fortunately, there are several ways to lower your overall costs.

FAFSA

Always start by completing the Free Application for Federal Student Aid (FAFSA). This form requires you to input your (or your family’s) income, your Social Security number, and other details. The results detail your eligibility for various forms of financial aid, including grants, loans, and work-study programs.

TEACH Grant

The Teacher Education Assistance for College and Higher Education (TEACH) program offers annual grants of up to $4,000 to students in education programs. Grants are an ideal form of financial aid, as they do not require repayment — however, they carry GPA requirements. To receive a TEACH grant, you must also commit to teaching in a high-need field within a low-income area.

Transfer Credits

Bringing credits from past education can also help to lower your overall financial burden. Some schools allow you to transfer more credits than others, so make sure to research transfer policies with any prospective schools. Some programs may even accept certain life or work experiences as credits.

In-State Tuition

Public colleges and universities may offer lower in-state tuition rates to residents of their states, due in part to the tax contributions their residents make. Some states also maintain agreements with neighboring states, allowing nearby students to pay in-state costs. Online schools may also feature flat-rate tuition, allowing all online learners to pay the same tuition cost, regardless of their location.

What Makes an Online Elementary Education Degree Cheap?

We chose this list of online elementary education degrees based on our affordability methodology, which considers:

  • Average Net Price
  • Average Loan Payment as a Portion of Salary
  • Average Loan Default Rate
  • Percent of Enrolled Students Taking Federal Loans
  • Graduation Rate

Salary and Career Outlook for Elementary Education Students

An elementary education degree can prepare you to pursue various professional pathways in the field. For a look into careers to consider after graduation, consult the table below, which includes salary data.

Popular Elementary Education Degree Jobs
JobMedian Annual Salary (May 2024)Description
Special Education Teacher$64,270Works with students who have mental, physical, or emotional disabilities
Teacher Assistant$35,240Works with a licensed teacher to give students additional attention and support
Kindergarten Teacher$62,310Teaches young children the basics needed for future schooling
Childcare Center Director$56,270Manages a childcare center by supervising staff, making budgets, and planning activities
Source: BLS

Learn More About Elementary Education Jobs

Frequently Asked Questions About Cheap Online Elementary Education Degrees

Among the schools on this list, University of North Carolina Wilmington is the most affordable accredited program available. Still, it may not be the cheapest online elementary education degree overall — other, less-reputable programs may have lower costs and lack the required accreditation and practicum requirements to prepare you for state certification.

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