How to Earn College Credit for Life and Work Experience
Key Takeaways
- Credit for Prior Learning, or CPL, awards college credit for your life and work experience.
- Major universities like Penn State, the University of Maryland, and Purdue award credit by exam, credit for work experience, and credit for professional certifications.
- Thinking strategically about CPL can help you maximize your prior experience and save time and money on your degree.
Credit for Prior Learning (CPL) awards college credits for work and life experience. Thousands of colleges award credit for professional certifications, military training, and work experience. You can also receive credit by exam for your knowledge in a subject.
CPL can help adults graduate faster and save money on a college degree. For example, by applying 30 credits earned from exams, certifications, and portfolio assessments, degree-seekers can graduate a year earlier. That makes it important to know how to maximize your prior experience.
What Is Credit for Prior Learning?
CPL turns your prior experience into college credits. Policies awarding college credit for life experience vary by school, but can include:
- Exams that evaluate prior knowledge
- Documented certifications or training
- Portfolio assessment
- Transferable military credit
How to Earn College Credit for Life Experience
Here are some of the most common ways to leverage prior learning to earn your degree faster.
Military and Law Enforcement
If you have military or law enforcement experience, you may qualify for college credits. You’ll typically submit a Joint Services Transcript and American Council on Education (ACE) credit recommendations to receive credit for military or law enforcement training.
Transferability varies by institution, and many cap the maximum transfer credits at 75% of the credits required for a degree.
CLEP and DSST Exams
College Level Examination Program (CLEP) and DANTES Subject Standardized Tests (DSST) exams demonstrate your subject knowledge based on prior learning. Many colleges award credit for passing scores on these exams, which cover topics such as:
- Math
- Business
- Literature
- World languages
- History
Colleges typically provide institutional equivalency charts so you can determine how much credit you’ll receive for each exam.
Employer and Corporate Training
Professional development training completed through your employer may also transfer toward a degree. However, this type of training can be harder for colleges to evaluate. Some corporate training programs have been evaluated by ACE and recommend credit equivalencies.
If your corporate training does not qualify, it still may prepare you to pass credit by exam options at your college.
Professional Certifications and Licenses
Professional certifications and licenses may be eligible for college credit. Here are some credentials that may qualify.
Competency-Based Degree Programs
A competency-based program awards students credit when they prove their mastery in a subject area. These programs appeal to working professionals with experience in their field.
Rather than following a set semester schedule, students complete assessments to advance through the program. Experienced learners can significantly cut the cost and time of earning a degree thanks to this format.
Portfolio Assessments
A portfolio assessment evaluates a candidate’s qualifications based on a portfolio showcasing their knowledge. Depending on the college and subject, the portfolio may include work samples, performance evaluations, training certificates, or other materials.
While a portfolio assessment can grant credit, students typically pay a fee for the evaluation and credit awarded.
Online Colleges Offering Credit for Life Experience
Here are some of the most popular and affordable colleges awarding CPL:
| School | Accepted CPL | What You Can Save |
|---|---|---|
| Penn State World Campus | Professional portfolios, Military experience, CLEP testing | $632 per credit |
| Purdue Global | CLEP testing, Knowledge assessment, Military experience, Licenses/certifications, Professional portfolio | $371 per credit |
| Central Michigan University | Professional portfolio assessment | $500 per credit |
| Colorado State University Global | CLEP and DSST, corporate training, Licenses/certifications, Portfolio assessment | $375 per credit |
| Southern New Hampshire University | AP and CLEP exams, Certifications, Sophia Learning and StraighterLine courses | $342 per credit |
What to Consider Before Applying CPL
Want to maximize your CPL? You’ll need to understand these factors that can limit your college credit for life experience. Research colleges to learn how their policies apply to your unique situation.
- Transfer Restrictions: Each college limits the number of transfer credits you can apply toward a degree. Make sure to review transfer policies to maximize your credits.
- Accreditation Concerns: CPL credits may not transfer between colleges with different accreditations. High-quality, accredited schools may also set additional restrictions on CPL credits to maintain their academic standards.
- Residency Requirements: Colleges typically require graduates to earn a minimum number of credits at the school. For example, those seeking a bachelor’s degree must complete 30 credits of the 120-credit degree at the institution.
- Institutional Credit Caps: In addition to limits on transfer credits and residency requirements, colleges may cap the number of CPL credits that you can apply toward a degree at 15-30 credits maximum.
Frequently Asked Questions About College Credit for Life Experience
You can typically apply 15-30 credits for work experience toward your degree. Credit for work experience can speed up your education and save you money. However, make sure to review your school’s policies on credit for work experience to maximize your prior learning.
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by Elin Johnson
Updated May 11, 2026



