In order to keep up with the latest industry trends and technology, financial institutions need professionals who are continually improving their skills and knowledge. An online graduate certificate in finance can help current financial professionals advance their careers, or it can introduce new financial recruits to the field. No matter the case, the demand for professionals working in finance is strong. Based on information for financial analysts and financial managers, the U.S. Bureau of Labor Statistics (BLS) projects that finance jobs will grow between 7% and 12% over the next seven years.

Rank School Cost Graduation Rate Description Toggle
1

Harvard University

Cambridge, MA Cost: $$$$$ Graduation Rate: 96%

Harvard is a private, Ivy League research university located in Cambridge, Massachusetts. Established in 1636, the school today boasts approximately 22,000 students. The college offers a graduate certificate in finance online. This professional credential best serves either professionals currently working in the financial services industry or those who wish to broaden their understanding of the field.

Distance learners engage with a curriculum that focuses on theory and practice in corporate finance. Learners examine cash flow, risk and return, evaluation, budgeting, and other essential components of the modern finance world. In addition to studying capital budgeting, mergers and acquisitions, and investment decisions, distance students also gain a foundational understanding of international corporate governance, real estate, and investment theory.

Certificate seekers must complete four courses for graduate credit. In each course, learners must obtain a "B" grade or higher. To remain eligible for a certificate, online students complete the courses within three years. On average, students finish this program in 1.5 years.

Students seeking a certificate in corporate finance from Harvard choose each required course from an approved category. This customizable program requires two electives and courses in corporate finance and valuation.

Harvard does not require an application to pursue a graduate certificate. Interested students simply enroll in an applicable course for graduate credit during the open registration window. Registration for courses starting in the fall term typically opens in July. While enrolled, certificate students take advantage of advising services through virtual office hours, career coaching through the career and academic resource center, and full-text library access.


Program Overview
Program Name: Corporate Finance Certificate
Tuition: $2,750/course
Credit Requirements: 4 courses
Program Length: 1.5 years

Delivery
Format: Online
Instruction Style: Asynchronous

Contact
Phone: (617) 495-4024
Email: inquiry@extension.harvard.edu
Social Media Accounts: Facebook; Twitter

2

University of North Carolina at Chapel Hill

Chapel Hill, NC Cost: $$$$$ Graduation Rate: 91%

UNC-Chapel Hill offers a graduate certificate in finance online. Established in 1789, this public university is the flagship school in the University of North Carolina System. The school serves approximately 30,000 students today, and distance learners can complete its certificate in finance online with no on-campus obligations.

This certificate program caters to professionals interested in expanding their expertise in financial management, managerial accounting, corporate finance, and financial analysis. Students learn a set of highly transferable skills that apply to virtually any type of industry.

The flexible program includes six credits of electives and helps students develop knowledge in areas that relate to their specific careers and interests. The program also affords online students the opportunity for virtual face-to-face interactions with their peers. Depending on the course, certificate seekers attend live lectures online and engage with classmates and professors in real time.

In total, students take four credits in finance and six credits of electives. Certificate students must complete the program within 18 months. Incoming students with experience in finance may receive a course waiver for the required course in finance. These prospective students should contact the registrar office and inquire about a prerequisite waiver.

UNC-Chapel Hill boasts rolling admissions. Certificate seekers may begin classes during any of the four start times per year. Prospective students must submit two letters of recommendation, official transcripts from all previously attended institutions, and a personal essay. Applicants with less than six years of professional experience must also submit their GMAT or GRE scores.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $2,025/credit
Credit Requirements: 10 credits
Program Length: 18 months

Delivery
Format: Online
Instruction Style: Synchronous

Admission Requirements
Standardized Tests: GRE or GMAT
Work Experience: 2 years

Contact
Phone: (888) 986-2622
Email: onlinemba@unc.edu
Social Media Accounts: Facebook; Twitter

3

Golden Gate University

San Francisco, CA Cost: $$$$$ Graduation Rate: 56%

Established in 1901, GGU is a private nonprofit institution located in San Francisco. The school specializes in law studies, business, accounting, investment management, and corporate finance. Distance students take advantage of its graduate certificate in finance online. GGU's program provides students with real-world training in the principles and practices necessary for a successful career in finance.

Distance students engage with a curriculum that covers the critical skills needed for careers in financial management, security analysis, corporate banking, and portfolio management. Students complete courses entirely online or in a hybrid format.

In total, students in a certificate program complete 15 units. All students take a three-unit required course in corporate finance and choose four additional classes in economics or finance for the remaining 12 units.

Learners interested in the certificate program must submit their GMAT or GRE scores, official transcripts, and an application fee. Applicants should possess a bachelor's degree from a regionally accredited institution; demonstrate academic promise for success at the graduate level; and excel in quantitative reasoning, persuasive writing, and computer skills. Applicants with a background in an unrelated field may wish to submit an optional personal statement to explain their interest in finance.

Online students pursuing a graduate certificate can access academic advising services, free online and in-person writing and math tutoring, and personal counseling. Additionally, GGU offers career services to students and alumni, including career consulting, workshops and events, job search assistance, networking opportunities, and internship contacts.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $1,050/credit
Credit Requirements: 15 credits
Program Length: 18 months

Delivery
Format: Online
Instruction Style: Asynchronous

Admission Requirements
Standardized Tests: GRE or GMAT

Contact
Phone: (888) 986-2622
Email: onlinemba@unc.edu
Social Media Accounts: Facebook; Twitter

4

Stony Brook University

Stony Brook, NY Cost: $$$$$ Graduation Rate: 72%

Established in 1957, Stony Brook is a public research university in New York. The school boasts approximately 27,000 students and offers a graduate certificate in finance online. Stony Brook holds regional accreditation from the Middle States Commission on Higher Education.

The program prepares students for financial management and financial associate positions through real-world training in financial analysis, investment banking, and portfolio management. The curriculum emphasizes financial analytical skills and helps students obtain a foundational understanding of corporate financial objectives, taxation, and government regulations.

Located in the school of professional development, the advanced graduate certificate in finance requires 18 credits or six courses. Faculty deliver asynchronous classes through the Blackboard program. All students complete two required courses and choose four electives. Popular elective courses for certificate students include investment analysis, real estate finance, and mergers and acquisitions.

Certificate students who complete a two-course sequence in a specialized area may earn Stony Brook digital credential badges. Students display these badges on LinkedIn and other social media sites or add them to their professional resumes to highlight their achievements.

Prospective students must possess a bachelor's degree with a 3.0 GPA or higher. Applications must include GMAT scores, a personal statement, a resume, and three letters of recommendation from current or former employers or teachers. Applicants with a 2.99 GPA or lower receive consideration for conditional admission.

Online students can access a variety of learning materials remotely, including full-text library materials. Students within 50 miles of campus may also request hard copy materials shipped by mail. Additionally, learners seek out 24/7 counseling and psychological services by phone, online tutoring, and IT support.


Program Overview
Program Name: Advanced Graduate Certificate in Finance
Tuition: $560/credit in-state; $618/credit out-of-state
Credit Requirements: 18 credits

Delivery
Format: Online
Instruction Style: Asynchronous

Admission Requirements
GPA: 3.0 minimum
Standardized Tests: GMAT

Contact
Phone: (631) 632-7050
Email: spd@stonybrook.edu
Social Media Accounts: Facebook; Twitter

5

Indiana University - Bloomington

Bloomington, IN Cost: $$$$$ Graduation Rate: 77%

Located in its O'Neill School of Public and Environmental Affairs (SPEA), IU offers an online certificate in public budgeting and financial management. IU is a public university established in 1820 that now enrolls approximately 44,000 students. This program best serves young professionals seeking graduate training in the fundamentals of finance and budgeting for government and nonprofit organizations. The curriculum focuses on public financial management and control, public expenditure planning, management, physical control, and governmental or nonprofit accounting.

In total, students need 15 credits. Distance learners take three required courses and choose two elective credits to meet their academic and career needs. Available electives include revenue theory and administration, public capital and debt theory, and government budget and program analysis. Many certificate seekers complete the degree in one year.

Distance learners engage with classmates and professors online through the Canvas system. Most classes require online students to log on one or more times per week to participate in exercises and discussions. Depending on the course, SPEA students may need to log on at specific meeting times for live chat sessions.

Interested students must submit a personal statement, a resume, an online application, and contact information for three recommendation writers. IU prefers that recommendations come from previous instructors and professors. Certificate seekers may receive internal financial support through IU's merit-based financial aid program.


Program Overview
Program Name: Certificate in Public Budgeting and Financial Management
Tuition: $905/credit in-state; $1,268/credit out-of-state
Credit Requirements: 15 credits
Program Length: 1 year

Delivery
Format: Online
Instruction Style: Synchronous

Contact
Phone: (812) 855-2840
Email: speacare@indiana.edu
Social Media Accounts: Facebook; Twitter

6

Boston University

Boston, MA Cost: $$$$$ Graduation Rate: 87%

BU is a private research university in Massachusetts. Established in 1869, the school today serves approximately 34,500 students. BU offers distance learners an online financial management graduate certificate.

The certificate program produces informed leaders and managers for virtually any type of industry or business. Students engage with a curriculum that leads to an understanding of foundational financial theory, technical skills for analytical approaches, critical-thinking skills, and real-world problem-solving. Students can take classes on campus, online, or in a hybrid format.

Online students complete 16 credits to graduate. In most cases, full-time learners complete the certificate in nine months. Online students take four required courses and one elective. Required courses include financial markets and institutions, investment analysis, and mergers and acquisitions. Electives for certificate seekers include case studies in corporate finance topics, securities and markets, fixed-income analysis, and multinational finance and trade.

Upon completion of the certificate program, BU alums understand critical aspects of financial management, financial analysis and planning, systematic and firm-specific risk, portfolio diversification, and financial statement analysis. Many BU alums choose to prepare for the internationally recognized chartered financial analyst exam. Alternatively, certificate holders may seek out jobs as economists, financial examiners, financial analysts, financial managers, and more.

Applicants must submit a professional resume, official transcripts from previously attended colleges, a personal essay, and three letters of recommendation.


Program Overview
Program Name: Online Financial Management Graduate Certificate
Tuition: $905/credit
Credit Requirements: 16 credits
Program Length: 1 year

Delivery
Format: Online or hybrid
Instruction Style: Synchronous

Contact
Phone: (617) 358-1960
Email: disted@bu.edu
Social Media Accounts: Facebook; Twitter

7

Colorado State University

Fort Collins, CO Cost: $$$$$ Graduation Rate: 69%

CSU is a public research institution located in Fort Collins that serves approximately 33,900 students. The university boasts 55 academic departments, including the Department Of Finance and Real Estate which offers a graduate certificate in applied finance online. The program prepares students for careers in advanced corporate finance, international finance, credit markets, and financial institutions. CSU holds regional accreditation from the Higher Learning Commission.

CSU provides students with a foundational understanding of business finance and investments. The curriculum focuses on bonds, real estate, futures, and options. Distance students interested in corporate financial management may also focus on employee benefits, international finance, and risk management. In total, distance learners need 11 credits to complete the certificate program. Students complete these credits online or on campus. Learners complete the program in as little as one semester.

Required courses for the certificate include quantitative business analysis, financial principles and practice, and financial markets and investments. Certificate seekers also choose two or three electives to finish their requirements. Popular electives at CSU include fundamentals of personal finance, private equity and venture capital, and fundamentals of international finance.

Prospective students must possess an undergraduate degree from an accredited four-year institution with a 3.0 GPA or higher. Interested distance learners with lower GPAs need to submit a supplementary document explaining their academic performance and interest in CSU's program. Completed applications also require official transcripts and an application fee. CSU online learners can apply for federal and internal financial assistance. Active military personnel receive up to a 10% tuition discount.


Program Overview
Program Name: Graduate Certificate in Applied Finance
Tuition: $974/credit
Credit Requirements: 11 credits
Program Length: 1 semester

Delivery
Format: Online or hybrid
Instruction Style: Synchronous

Admission Requirements
GPA: 3.0 minimum

Contact
Phone: (800) 491-4622
Email: cobgradinfo@colostate.edu
Social Media Accounts: Facebook; Twitter

8

The University of Texas at Arlington

Arlington, TX Cost: $$$$$ Graduation Rate: 50%

Established in 1895, UTA is a public research institution with approximately 42,000 students. The school is part of the University of Texas System and produces the third-highest number of college graduates in the state. Located in the College of Architecture, Planning, and Public Affairs, UTA offers a certificate program in public budgeting and financial management. This program caters to students interested in urban economic policy and urban management. UTA holds regional accreditation from the Southern Association of Colleges and Schools.

This graduate certificate in finance online helps participants obtain a comprehensive understanding of specific management processes and public budgeting. Learners also explore management theories, government revenue sources, capital assets, major expenditures, and borrowing mechanisms.

In total, students need 15 credits to complete the certificate. Learners complete required courses like public capital budgeting and planning, financial management, nonprofit acceptors, and public budgeting. Certificate seekers also choose two electives such as urban policy and law, urban public finance, evaluation research, and urban management.

Distance pupils prepare for careers in the public sector and local government. UTA alums often move on to careers as planners, financial analysts, elected officials, and budgeters.

Prospective students must hold a four-year bachelor's degree from a regionally accredited university or college. Applications should reflect at least a 2.8 GPA or higher. Applicants with lower GPAs and an undergraduate degree in financial management, accounting, economics, or a closely related field may receive conditional admission. Online learners can take advantage of various online career sources, full-text library access, and remote tutoring.


Program Overview
Program Name: Graduate Certificate in Public Budgeting and Financial Management
Tuition: $425/credit
Credit Requirements: 15 credits
Program Length: 2.5 years

Delivery
Format: Online
Instruction Style: Synchronous and asynchronous

Admission Requirements
GPA: 2.8 minimum

Contact
Phone: (817) 272-2801
Email: aro@uta.edu
Social Media Accounts: Facebook; Twitter

8

East Carolina University

Greenville, NC Cost: $$$$$ Graduation Rate: 62%

ECU offers over 90 certificates and degrees, including a graduate certificate in finance online for distance learners. The school is a public research university located in Greenville, North Carolina. Established in 1907, the school today serves approximately 30,000 students. More than half of its online students complete the certificate program in 30 weeks.

Located in the College of Business, the certificate program prepares students for management and leadership positions in various areas of the financial services industry. Learners obtain the essential knowledge to advance their careers or pursue administrative positions. ECU alums typically move on to careers as financial analysts, real estate professionals, financial managers, and banking professionals. Upon completion of the program, online certificate-holders may prepare for professional designations, including the chartered financial analyst and certified financial planner credentials.

Online students complete a total of four synchronous courses entirely online. In addition to a required investment management course, online students choose nine semester hours of electives. Popular electives for ECU certificate-seekers include commercial bank financial management, topics and finance, international financial management, and management of financial risk.

Only students enrolled in the ECU MBA program or those who already possess an MBA may apply. Currently enrolled students can access online tutoring, career coaching, financial aid assistance, personal mentoring, and academic advising services. ECU boasts an alumni network of 26,000 professionals. Certificate holders take advantage of this vast network to locate internships, job openings, and volunteer opportunities.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $249/credit in-state; $893/credit out-of-state
Credit Requirements: 12 credits
Program Length: 30 weeks

Delivery
Format: Online
Instruction Style: Synchronous

Contact
Phone: (252) 328-6970
Email: gradbus@ecu.edu
Social Media Accounts: Facebook; Twitter

10

University of St Francis

Joliet, IL Cost: $$$$$ Graduation Rate: 63%

USF is a Catholic, Franciscan university outside of Chicago with more than 4,000 students. Established in 1920, the school today offers 13 graduate programs, including a graduate certificate in finance online. USF also holds regional accreditation from the Higher Learning Commission.

Prospective students interested in data-driven businesses and careers in finance take advantage of this entirely online program. USF trains finance students for leadership and management positions. Learners engage with a diverse curriculum that includes financial theory, modern analytical approaches to finance, and critical-thinking skills in the field. Distance learners complete hands-on coursework derived from real-world case studies.

Over the course of four classes, certificate seekers develop essential skills in cash management, risk management, capital budgeting, and other high-level financial skills for rewarding positions in the field. All students complete the same four finance courses: entrepreneurship and small business finance, international finance, derivatives valuation, and advanced financial management.

Faculty deliver synchronous courses that require distance learners to engage with their professors and fellow students through email, chat rooms, and discussion boards. Certificate students can also access online tutorials to assist them with using the required presentation software. Online students take advantage of tutoring services and spiritual guidance counselors through the Career Success Center.

This affordable program requires all certificate students to earn a "B" grade or higher in each course. Additionally, learners must complete the program within three years. Many graduate certificate students move on to USF's master's program, as the credits easily transfer toward the new degree.


Program Overview
Program Name: Graduate Professional Certificate in Finance
Tuition: $399/credit
Credit Requirements: 12 credits
Program Length: 3 years

Delivery
Format: Online
Instruction Style: Synchronous

Contact
Phone: (800) 735-7500
Email: eruiz@stfrancis.edu
Social Media Accounts: Facebook; Twitter

11

City University of Seattle

Seattle, WA Cost: $$$$$ Graduation Rate: 49%

CityU is a private institution located in Seattle, Washington. Established in 1973, the nonprofit university serves approximately 6,800 students. Distance students can take advantage of its graduate certificate in finance online.

This program offers a foundational overview for young professionals looking to expand or update their skill set in business finance. The curriculum allows online certificate seekers the chance to examine critical topics such as financing, banking, investing, and trading. CityU students complete this program entirely online and enjoy small class sizes and individualized attention from professors.

Prospective students need a bachelor's degree from an accredited college or university to apply. The school also recommends that incoming students possess prior experience in accounting or finance before beginning the program. Completed applications include official transcripts from all previously attended institutions and an application fee.

Students pursuing a graduate certificate in finance online complete 18 credits or six courses. This predetermined curriculum includes classes such as banking and the movement of capital, capital formation and corporate management, equity markets and debt instrument management, and financial management of public and nonprofit organizations.

Upon completion of the certificate program, CityU alums seek out senior financial roles in small companies, mid-level corporate finance positions, and financial projects wherein they function as managers or budget analysts.

While most students in this program cannot receive financial aid, students in all U.S. military branches -- including active-duty, Guard, and active Reserve members -- receive a reduced tuition rate. Online students can access CityU's counseling center, career center, IT support, and remote library services.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $848/credit
Credit Requirements: 18 credits

Delivery
Format: Online
Instruction Style: Synchronous

Contact
Phone: (888) 422-4898
Email: info@cityu.edu
Social Media Accounts: Facebook; Twitter

12

University of Detroit Mercy

Detroit, MI Cost: $$$$$ Graduation Rate: 62%

This private Roman Catholic institution serves approximately 5,000 students. The school is one of 28 members of the Association of Jesuit Colleges and Universities and holds regional accreditation from the Higher Learning Commission. Founded in 1877, the university offers more than 100 academic programs, including a variety of graduate certificates. Located in its College of Business Administration, UD Mercy delivers a graduate certificate in finance online.

Online learners in this program engage with a synchronous curriculum that offers a broad foundation in management and financial analysis skills. The program best serves graduate students interested in careers as financial professionals, particularly leadership roles. Students learn the essential analytical and practical ways in which a business raises capital, invests funds, manages assets, and generates returns.

Distance learners also explore business ethics and financial decision-making for small businesses and corporations. This training prepares distance students for work as corporate executives, officers, directors, financial intermediaries, analysts, managers, and more.

Online learners at UD Mercy may enroll as part- or full-time students. Students complete three required courses and two electives. Unique electives at UD Mercy include corporate restructuring and accounting during a cash crisis. In total, learners need 15 credits to finish the program and typically do so in two terms. Certificate seekers must maintain a 3.0 GPA or higher to remain in good standing with the department.

Prospective students must submit a letter of recommendation, a resume, official transcripts, and a completed graduate application form. Online students may also submit any other academic or professional information they wish to supplement these materials.


Program Overview
Program Name: Certificate in Finance
Tuition: $789/credit
Credit Requirements: 15 credits
Program Length: 2 terms

Delivery
Format: Online
Instruction Style: Synchronous

Contact
Phone: (313) 993-1245
Email: sabbagom@udmercy.edu
Social Media Accounts: Facebook; Twitter

13

Oregon State University

Corvallis, OR Cost: $$$$$ Graduation Rate: 65%

Oregon state is a public research institution established in 1868. Located in Corvallis, Oregon, the school serves approximately 31,000 students. Oregon state offers a graduate certificate in finance online for distance learners. The school holds regional accreditation from the Northwest Commission on Colleges and Universities.

This program prepares students for careers in business and wealth management. Endorsed by the Certified Financial Planner Board Registration program, the curriculum helps graduate students broaden their job prospects and advance their understanding of finance and financial planning. The school prides itself on offering a flexible program that works well for full-time professionals who wish to seek a higher rank in their current workplace or look for new employment opportunities in the industry.

Faculty deliver courses in a hybrid format. In-person classes, which consist of only 20% of the total coursework, take place in Portland, Oregon. Students enroll in two in-person classes per 11-week term, each of which lasts for three hours.

In total, learners complete 27 credits for the certificate. In most cases, part-time students complete the coursework in one year. Alternatively, many Oregon State hybrid certificate learners elect to take one class per quarter to complete the program in two years. Prospective students must submit an application, application fee, and official transcripts reflecting a 3.0 GPA or higher for consideration.

This graduate certificate is accredited by the Association to Advance Collegiate Schools of Business. Only 25% of business schools in the U.S. hold this distinction.


Program Overview
Program Name: Graduate Certificate in Financial Planning
Tuition: $800/credit
Credit Requirements: 27 credits
Program Length: 1-2 years

Delivery
Format: Hybrid
Instruction Style: Synchronous

Admission Requirements
GPA: 3.0 minimum

Contact
Phone: (800) 667-1465
Email: ecampus@oregonstate.edu
Social Media Accounts: Facebook; Twitter

14

Concordia University - Wisconsin

Mequon, WI Cost: $$$$$ Graduation Rate: 53%

Established in 1881, CUW is a private Lutheran institution located in Mequon. The school serves approximately 7,800 students and offers a graduate certificate in finance online for distance learners. The school prides itself on offering spiritual counseling and courses taught from a Christian worldview.

Students complete 15 credits in total and engage with a curriculum that positions them to master the critical aspects of finance and become a competitive candidate for advanced positions in the field. This highly customizable program allows students to choose five courses from a predetermined list with the help of an academic advisor. As a result, distance students create a program that best fits their academic and professional needs.

CUW's program caters to online students pursuing middle- and upper-management positions, joining brokerage or insurance practices, or beginning entrepreneurial endeavors. The diverse curriculum also covers essential knowledge for pupils interested in real estate investment, risk management, and securities analysis. Prospective distance learners in search of traditional finance studies can also find foundational training in stocks, derivatives, bonds, and mutual funds at CUW.

Alums with this certificate often pursue careers as financial advisors, examiners, analysts, loan counselors, sales agents, and budget analysts. Additionally, many graduates also sit for the chartered financial analyst exam.

Interested students must apply to the graduate school with an online application and application fee. Completed applications include a one-page personal essay, a resume, two letters of recommendation, and official undergraduate transcripts. Successful applicants usually possess a 3.0 GPA or higher.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $719/credit
Credit Requirements: 15 credits

Delivery
Format: Online or hybrid
Instruction Style: Synchronous

Admission Requirements
GPA: 3.0 minimum

Contact
Phone: (262) 243-5700
Email: admissions@cuw.edu
Social Media Accounts: Facebook; Twitter

15

Pennsylvania State University

University Park, PA Cost: $$$$$ Graduation Rate: 28%

Penn State is a public research institution located in University Park. The school's rural campus, satellite campuses, and online student body consist of approximately 99,200 students. Distance learners take advantage of its graduate certificate in public budgeting and financial management program.

In total, students need 9 credits to finish the program. The certificate best serves students interested in administrative and higher-level positions in government and nonprofit organizations. The curriculum also helps students engage with important aspects of budgeting and financial management, organizational financial planning, nonprofit accounting issues, and public policy.

Faculty deliver courses entirely online, allowing distance students to complete coursework in one year. Students complete three required courses in total, including governmental fiscal decision-making, government financial management, and governmental and nonprofit accounting.

Prospective students for the graduate certificate in finance online must possess a bachelor's degree from a regionally accredited college or university. Incoming students with degrees in public administration or a related field, or completed graduate courses similar to those offered in this certificate program, may work with an academic advisor to locate suitable replacement classes as needed. Interested students must submit their official transcripts and completed online application. In most cases, successful applicants usually hold a 3.0 GPA or higher in the last two years of their undergraduate programs.

Certificate holders typically advance in their current careers or seek out new careers in government agencies and nonprofit occupations. Penn State alums in the recent past obtained employment as financial managers, fiscal policy analysts, government accountants, and financial consultants.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $886/credit
Credit Requirements: 9 credits
Program Length: 1 year

Delivery
Format: Online
Instruction Style: Synchronous

Admission Requirements
GPA: 3.0 minimum

Contact
Phone: (814) 865-5403
Email: pennstateonline@psu.edu
Social Media Accounts: Facebook; Twitter

16

University of Kentucky

Lexington, KY Cost: $$$$$ Graduation Rate: 65%

UK is a public university in Lexington that was established in 1865. The school offers over 100 graduate programs, including a graduate certificate in finance online. Most students complete the program in one academic year.

This online certificate helps students further develop their understanding of public finance and financial management and prepares them for leadership roles in nonprofit organizations and government.

Offered through the Martin School of Public Policy and Administration, distance learners complete all 12 required credits entirely online. Faculty deliver these credits as four sequential eight-week modules over the course of one year. The program covers essential knowledge in areas such as public budgeting, public sector accounting, auditing, and debt management. Students also complete weekly assignments, readings, and other activities to prepare for regular exams. Distance learners work at their own pace while interacting with fellow students and professors online.

Students take one of these modular courses per academic session. The required modules for the program include public financial management, investments and cash management, governmental accounting and financial condition analysis, and governmental auditing.

Prospective students must submit an online application containing their official transcripts, a professional resume, and a personal statement. Applicants must meet all requirements of the graduate school, including holding a bachelor's degree from an accredited college or university. UK also prefers incoming students for this particular program to boast experience or training in accounting, although this is not a formal requirement. As an added bonus, all distance students pay the same in-state tuition rate regardless of their location.


Program Overview
Program Name: Graduate Certificate in Public Financial Management
Tuition: $674/credit in-state; $1,644/credit out-of-state
Credit Requirements: 12 credits
Program Length: 1 year

Delivery
Format: Online
Instruction Style: Synchronous

Contact
Phone: (859) 257-5741
Email: tanya.roodhouse@uky.edu
Social Media Accounts: Facebook; Twitter

17

North Park University

Chicago, IL Cost: $$$$$ Graduation Rate: 59%

A private Christian school in Chicago, Illinois, NPU offers a graduate certificate in finance online for distance learners. Established in 1891, the school today boasts approximately 3,200 students. NPU holds regional accreditation from the Higher Learning Commission.

This certificate in finance helps students acquire the essential skills for senior management positions in virtually any type of business. Learners obtain a foundational understanding of financial management and the practical tools that analysts and financial managers use on a daily basis. Students at NPU explore fiduciary responsibility, investment strategies, risk management, organizational planning, decision-making in business ventures, cash flow validation techniques, and more.

NPU prides itself on practical training with hands-on courses, small class sizes, and a flexible online or hybrid program. In total, certificate seekers complete 10 semester hours. Required courses include financial decision-making, managerial finance, financial accounting, investment management, and financial modeling. Online students may complete their certificates fully online in a synchronous format. Depending on the course and timing, hybrid students must follow current class schedules and take classes as they become available. In most cases, online students complete their certificates in roughly 12 months.

Prospective students must possess a bachelor's degree from an accredited institution. Complete applications include a current resume, a short essay describing the applicant's academic and professional goals, two letters of recommendation, and official transcripts. Successful applicants typically possess a 3.0 GPA or higher. Applicants with a 2.9 GPA or lower may submit their GMAT or GRE scores as supplemental documents.


Program Overview
Program Name: Certificate in Finance
Tuition: $468/credit
Credit Requirements: 10 credits
Program Length: 1 year

Delivery
Format: Online or hybrid
Instruction Style: Synchronous

Admission Requirements
GPA: 3.0 minimum

Contact
Phone: (773) 244-6200
Email: gradadmissions@northpark.edu
Social Media Accounts: Facebook; Twitter

18

Southern New Hampshire University

Manchester, NH Cost: $$$$$ Graduation Rate: 49%

Established in 1932, SNHU is a private institution in New Hampshire. SNHU offers over 200 online programs, including a graduate certificate in finance online. SNHU holds regional accreditation from the New England Commission of Higher Education and boasts over 91,000 students worldwide.

This program helps online students master the necessary theories and practices for successful careers in finance and accounting. The program fits learners of all experience levels, from seasoned financial practitioners to aspiring professionals in the field. The curriculum covers essential topics like quantitative analysis, portfolio management, and capital budgeting and follows a 10-week academic term schedule.

Incoming students without a history of business or finance classes may need to take foundational courses that do not count toward the certificate requirements, including economics for business, financial reporting, and business statistics. Online learners must complete a total of seven courses that count toward the certificate, including one, three-credit elective.

Students complete at least 21 credits of hands-on, practically focused training to finish the program. To remain in good standing with the business school, all online students must maintain a 3.0 GPA or higher and earn no more than one "C+" grade or lower.

Prospective online financial students submit an online application, official transcripts from all previously attended schools, an application fee, and a graduate attestation form. In most cases, successful graduate applicants possess a 2.75 GPA or higher for full acceptance or 2.0 for provisional acceptance. Military members and their spouses receive a tuition discount in all online programs at SNHU.


Program Overview
Program Name: Online Graduate Certificate in Finance
Tuition: $627/credit
Credit Requirements: 21 credits
Program Length: 10.5 months

Delivery
Format: Online or hybrid
Instruction Style: Synchronous

Admission Requirements
GPA: 2.0 minimum

Contact
Phone: (888) 327-7648
Email: enroll@snhu.edu
Social Media Accounts: Facebook; Twitter

19

University of Houston - Downtown

Houston, TX Cost: $$$$$ Graduation Rate: 21%

Founded in 1974, UHD is a state university that offers more than 50 academic programs. Distance learners pursue its online finance graduate certificate in a hybrid format, featuring a combination of face-to-face and online instruction.

UHD subscribes to an incremental learning style wherein students take one course at a time. With this method, finance students may focus on learning and applying takeaway points and information from each class to help avoid dividing their attention among several topics at a time.

The program allows distance students to develop a highly desirable skill set and obtain a competitive advantage in the finance job market. Certificate seekers learn essential processes required by finance professionals today by engaging with the curriculum designed by top corporate executives in the field. As a result, UHD offers comprehensive training for distance learners interested in pursuing careers in corporate finance.

Students must complete five graduate-level courses for a total of 16 credits. Faculty deliver classes in eight-week modules over the course of 10 months using the Blackboard online learning program. Required courses for the graduate certificate in finance online include ethics and professional standards, advanced corporate finance, financial forecasting, and capital markets. Additionally, UHD prides itself on teaching students to recognize and avoid unethical behavior and follow standard procedures in the field.

Interested students apply using the Apply Texas Application program. For full consideration, applications must include official transcripts from all previously attended undergraduate institutions. Upon acceptance, enrolled certificate students can take advantage of student resources such as online tutoring, career coaching, full-text library access, personal counseling, and more.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $386/credit in-state; $758/credit out-of-state
Credit Requirements: 16 credits
Program Length: 1 year

Delivery
Format: Hybrid
Instruction Style: Synchronous

Contact
Phone: (731) 221-8093
Email: gradadmissions@uhd.edu
Social Media Accounts: Facebook; Twitter

20

Davenport University

Grand Rapids, MI Cost: $$$$$ Graduation Rate: 44%

DU is a private nonprofit university established in 1866. Located in Grand Rapids, Michigan, the school serves approximately 7,300 students and offers a graduate certificate in finance online. The school also holds regional accreditation from the Higher Learning Commission.

All courses required for the finance certificate come from the same curriculum as the graduate master of business administration program. Incoming students should possess previous coursework in economics, accounting, and finance. Certificate seekers without the proper prerequisites may take introductory courses in the appropriate areas at DU before beginning for-credit classes.

Offered through the Donald W. Main College of Business, the certificate prepares students for leadership and administrative positions across the financial industry. While learners engage with a predetermined curriculum with no available electives, students acquire the essential skills to pursue high-level positions in today's competitive job market.

Online students complete the 12-credit finance certificate in two semesters. During the first semester, learners take two classes: money, banking, and treasury management and mergers, acquisitions, and consolidations. The following semester, students complete the final two classes: advanced financial management and money and capital markets. Students may complete these courses online or in a hybrid format.

In addition to the prerequisite courses, DU typically expects applicants to possess a 2.75 GPA or higher. For consideration, prospective online students must submit an application containing their official transcripts and an application fee. Interested students with questions regarding prerequisites should contact the DU registrar before applying. Online students may also take advantage of DU's career services office, tutoring services, online bookstore, and internship search assistance.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $841/credit
Credit Requirements: 12 credits
Program Length: 1 year

Delivery
Format: Online or hybrid
Instruction Style: Synchronous

Admission Requirements
GPA: 2.75 minimum

Contact
Phone: (731) 221-8093
Email: info@davenport.edu
Social Media Accounts: Facebook; Twitter

21

SUNY Empire State College

Saratoga Springs, NY Cost: $$$$$ Graduation Rate: 14%

ESC is a public liberal arts school and one of 13 arts and science institutions in the State University of New York system. Established in 1971, the school today serves over 10,400 students. Offered through the center for distance learning, online students pursue its graduate certificate in finance online. ESC holds regional accreditation from the Middle States Commission of Higher Education.

This diverse curriculum helps both working professionals in finance and students with a background in the industry further develop their skill sets, professional competencies, and marketability. The program is an excellent fit for learners with an interest in mid- and executive-level careers in finance, a desire to take the chartered financial analyst exam, or who hope to incorporate modern financial management and analysis techniques in their professional field. Whatever the scenario, ESC offers practical training for professionals in any progressive business environment.

Students complete 12 credits entirely online. Required classes for the finance certificate include financial management, quantitative methods in finance, investment analysis, and strategies of financial management. ESC requires all students to follow the predetermined synchronous set of classes over the course of one academic year.

ESC only admits students with a foundational knowledge of financial management and quantitative analysis. All interested students must submit official transcripts that reflect relevant coursework in these areas.

All active-duty military, veterans, reservists, and guard members pay in-state tuition rates regardless of their location. Active military personnel and veterans are also exempt from paying most online, orientation, technology, late registration, and health and wellness fees.


Program Overview
Program Name: Graduate Certificate in Finance Management and Analysis
Tuition: $619/credit in-state; $1,016/credit out-of-state
Credit Requirements: 12 credits
Program Length: 1 year

Delivery
Format: Online
Instruction Style: Synchronous

Contact
Phone: (800) 847-3000
Email: admissions@esc.edu
Social Media Accounts: Facebook; Twitter

22

University of Colorado - Colorado Springs

Colorado Springs, CO Cost: $$$$$ Graduation Rate: 43%

Established in 1965, UCCS is a public research institution with approximately 12,800 students. Located in the Graduate School of Business Administration, the university offers a graduate certificate in finance online for remote students. UCCS also holds regional accreditation from the Higher Learning Commission.

The graduate certificate provides distance students with an opportunity to broaden their background in finance, develop a specialized area in the field, or start working toward their MBA. Faculty deliver all courses either online or on campus. In total, distance students complete four courses, including corporate financial management, international financial management, investment analysis, and problems and policies in finance. With the help of an academic advisor, certificate students choose the courses that best fit their academic and professional needs.

UCCS expects incoming students to possess a number of prerequisites in finance, accounting, and business. Interested learners with a course history in these areas should contact the registrar's office to determine their eligibility. Successful applicants for the finance certificate typically possess a 3.0 undergraduate GPA or higher from a regionally accredited college or university. Applications must include a professional resume, an online application, an application fee, and official transcripts.

While enrolled, students take advantage of resources at the career development center, including career search assistance, internship contact information, and job interview and application preparation. Finance students with entrepreneurial aspirations may also contact the Center For Entrepreneurship for additional resources. Certificate holders from UCCS typically seek careers in financial management, medical and health services management, marketing management, logistics, and administrative roles.


Program Overview
Program Name: Graduate Certificate in Finance Management and Analysis
Tuition: $638/credit in-state; $1,203/credit out-of-state
Credit Requirements: 12 credits
Program Length: 1 year

Delivery
Format: Online
Instruction Style: Synchronous

Admission Requirements
GPA: 3.0 minimum

Contact
Phone: (719) 255-8227
Email: gradapp@uccs.edu
Social Media Accounts: Facebook; Twitter

23

Concordia University - Ann Arbor

Ann Arbor, MI Cost: $$$$$ Graduation Rate: 26%

Established in 1963, CUAA is a private liberal arts institution with Lutheran Church affiliation. The school offers several online programs, including the graduate certificate in finance online for distance learners. Students complete all required courses online with no on-campus obligations.

This certificate program helps students master the most important skills for careers in finance and best fits professionals seeking middle- and upper-management positions. Online learners explore real estate investments, risk management, securities analysis, and more. CUAA also provides in-depth training for students interested in stocks, bonds, mutual funds, and derivatives.

Upon completion of the program, certificate holders typically seek out careers as financial advisors, analysts, and financial examiners. Alums pursue careers in management, insurance practices, business ownership, and brokerage. Additionally, many alums prepare for the chartered financial analyst exam.

Applications must submit a personal essay, a professional resume, two signed letters of recommendation, and official transcripts. All prospective students must possess a bachelor's degree from an accredited institution.

CUAA students take part in various religious-centered programs, clubs, and activities, many of which are available for distance learners. The school prides itself on offering a Christian-centered education to academically and spiritually support its students.

Additionally, online pupils work with a dedicated success advisor to ensure that they receive the most out of their distance education. Advisors provide academic advising, tutoring, and spiritual counseling. They also keep up with students throughout their enrollment and remind them of important due dates, financial aid opportunities, and necessary paperwork for class registration.


Program Overview
Program Name: Graduate Certificate in Finance
Tuition: $719/credit
Credit Requirements: 15 credits
Program Length: 1 year

Delivery
Format: Online
Instruction Style: Asynchronous

Contact
Phone: (734) 995-7300
Email: graduate.admissions@cuaa.edu
Social Media Accounts: Facebook; Twitter

Course content will vary from program to program, but in general, graduate certificate in finance online programs offer students a strong foundation in financial theory, analytics, and accounting. The programs also help students develop their skills in problem-solving and, through the use of business case studies, challenge them to apply what they learn. Courses commonly offered by these programs include:

  • Financial Reporting and Analysis A foundational course for most online certificate programs, this class teaches students how to write financial statements according to strict accounting rules. Students will also learn to review and analyze financial statements so that companies can make informed economic decisions.
  • Economics Economics courses cover consumer behavior, market forces, and financial trends. By introducing them to basic microeconomic and macroeconomic concepts, these courses teach students how business decision making derives from basic principles of supply and demand.
  • Capital Markets and Investments Professionals working in finance must have knowledge of modern portfolio theory, which is about how portfolios can be structured in order to maximize returns and mitigate risk. This course will explore topics such as capital markets, securities trading, and financial instruments.
  • International Finance This course explores how international trade is conducted and how financial managers do business overseas. Topics include foreign direct investment, multinational corporations, and foreign exchange exposure. The class also looks at trends in international banking, exchange rates, and the cost of doing business in various parts of the world.

Finance professionals are highly motivated to succeed. Students who acquire a graduate certificate in finance have access to a broad range of professional opportunities across numerous fields. Financial professionals will have the knowledge and skills required to excel in areas such as risk management and private equity. Outside the industry, they will be poised for success management consulting, nonprofit management, and related fields.

Budget Analyst

Budget analysts serve their organizations by helping to formulate financial strategy and by establishing best practices. They monitor institutional spending and prepare budget reports for use in a variety of business environments.

Median Annual Salary: $73,840
Projected Growth Rate: 3%

Financial Manager

Financial managers oversee the financial operations of businesses and organizations. They are responsible for preparing and reviewing financial reports, conducting financial forecasts, and investigating ways to improve company profitability.

Median Annual Salary: $121,750
Projected Growth Rate: 7%

Icon - Person Personal Financial Advisor

Personal financial advisors work with individuals to help them plan their long-term financial strategy. They consult with their clients to make smart decisions regarding investments, college savings, tax planning, and retirement.

Median Annual Salary: $90,530
Projected Growth Rate: 30%

CERTIFICATE IN FINANCE SALARY

The BLS projects continued growth in financial services through the year 2024. Predictably, the best job markets in the industry can be found in the nation's traditional financial hubs — New York, Chicago, and Boston — along with California and Texas. New Yorkers earn the highest mean annual wages in the industry, while Texans earn almost $40,000 less. Aside from location, your experience also impacts the annual earnings of financial professionals. The following table features BLS data for the best-paying states in finance.

State Employment Employment per thousand jobs Hourly mean wage Annual mean wage
New York 49,050 5.39 $62.33 $129,640
California 34,100 2.14 $52.72 $109,650
Texas 23,710 2.02 $44.67 $92,920
Illinois 13,840 2.34 $46.32 $96,350
Massachusetts 13,700 3.96 $46.49 $96,700

EDUCATIONAL PATHS

Students who complete an online certificate program in finance have the option of furthering their studies. Many schools permit students to transfer credits earned through a certificate program into an associate, bachelor's, or master's degree. Students considering this option should inquire about credit transfer rules before starting any program. It is also important to note that even in circumstances where certificate credits can be transferred to other graduate programs, completion of a certificate does not guarantee admission to other programs.

  • Bachelor's of Arts / Bachelor's of Science in Finance: A bachelor's of arts or bachelor's of science in finance is a minimum requirement for many jobs in financial services. These degree options are popular for those pursuing careers in corporate finance or financial planning and allow students to pursue further studies at the graduate level.
  • Bachelor's of Science in Management: Students can leverage their background in finance to pursue a more broad-based degree in business management. These degrees educate students in the basics of economics, statistics, accounting, human resources, and strategic decision making.
  • Master's of Business Administration: A master of business administration (MBA) offers a springboard for professionals to take on leadership roles in business. Aside from commanding higher salaries, professionals with MBAs possess the know-how to start and maintain businesses in a complex global marketplace.

Before you choose the right graduate certificate in finance online program, you should verify the school's accreditation status. Accreditation ensures that the programs offered by colleges meet established standards for academic excellence. There are two main types of accreditation: regional and national. Most regionally accredited colleges are traditional non-profit, degree-granting institutions, while the majority of nationally accredited universities are for-profit schools that offer vocational, technical, or religious programs.

Regional accreditation is generally considered the more prestigious of the two designations and guarantees that the program you choose will be recognized by the state and federal government, potential employers, and other universities. The U.S. Department of Education and Council for Higher Education Accreditation (CHEA) oversee six regional accrediting agencies throughout the United States. There are also independent bodies that accredit programs in specific disciplines. For finance, you should check that your program is accredited by the Association to Advance Collegiate Schools of Business. You can also check the CHEA website to verify your school's accreditation status.

Professional Organizations

Several professional organizations offer valuable networking and learning opportunities for financial professionals. These organizations allow you to stay abreast of the latest trends and best practices in the field, while also giving you opportunities to make professional contacts that can advance your career. In addition to student chapters and discounted student memberships, many professional organizations offer career resources that can help you land a job after earning your online graduate certificate in finance.

A variety of financial aid options are available to students seeking to pay for a graduate certificate in finance online program. The first step for any student is to complete the Free Application for Federal Student Aid (FAFSA), which determines your eligibility for federal financial aid in the form of grants, scholarships, loans, and work-study awards. If traditional financial aid isn't an option, you may be able to secure funding from your employer, take out a private loan, or formulate a payment plan with your school.

AN OVERVIEW OF FINANCIAL AID

Approximately two-thirds of today's college students rely on loans to fund their education, but there are plenty of overlooked financing options you can use to reduce your overall student debt.

UNDERSTANDING THE FAFSA

Completing the Free Application for Federal Student Aid (FAFSA) is a crucial first step for any student with financial needs. Our FAFSA guide features a step-by-step rundown on the process and answers to several frequently asked questions.

FINANCIAL AID FOR ONLINE STUDENTS

Financial aid for online learning is equivalent to what you'll find for campus-based learning, but that hasn't always been the case. Learn about the changes that have taken place, as well as the different funding opportunities available to online students.

SCHOLARSHIPS FOR SINGLE PARENTS

Online college programs can be a flexible, affordable option for single parents who are interested in earning a degree and securing their family's financial future. We've compiled a list of scholarships, grants, and other financial aid options geared toward single moms and dads.

FINANCIAL AID FOR VETERANS AND ACTIVE MILITARY

Millions of dollars in free money is available to U.S. military personnel, but much of it goes unused. Learn more about grants, scholarships, and other financial aid opportunities available to veterans, active-duty service members, and reservists.