As with campus programs, an online psychology degree program focuses on human behavior at the cognitive, social, and emotional level. In a strong undergraduate program, you will gain foundational knowledge of the field and develop invaluable communication, research, and analytical skills that can be applied to countless industries. Those who earn a psychology degree online often pursue careers in human resources, marketing, sales, and public relations. Others attend graduate school to study psychology, social work, counseling, or law.

What are the most affordable online psychology programs? Here are our Top 10:

Rank School Location
1 University of Florida Online Gainesville, FL
2 University of Utah Salt Lake City, UT
3 Rutgers University-Newark Newark, NJ
4 Florida International University Miami, FL
5 University of Central Florida Orlando, FL
6 California State University, Sacramento Sacramento, CA
7 University of Illinois at Springfield Springfield, IL
8 Baptist College of Florida Graceville, FL
9 Colorado State University Fort Collins, CO
10 University of Colorado Denver Denver, CO

Even though the variety of careers and educational opportunities that stem from a bachelor's degree in psychology make for a valuable investment, affordability is still an important consideration to make when choosing a program. A number of programs offer affordable online psychology degrees with discounted tuition rates and flexible timelines that allow you to work while earning your degree.

To help with your decision, we've ranked a number of accredited online psychology programs for affordability. We do distinguish between the cheapest online psychology programs, in terms of tuition, and the most affordable programs in terms of overall return on investment. Taking into account a number of affordability factors, including tuition and loan default rates, we have ranked the 25 most affordable online bachelor's in psychology degrees. These online options are offered by institutions that have a track record for helping students graduate on time, providing financial aid, and launching graduates into successful careers.

The Most Affordable Online Bachelor's in Psychology Programs

Rank School Location Cost Graduation Rate Description Toggle
1

University of Florida Online

Gainesville, FL Cost: $$$$$ Graduation Rate: 54%

UF Online strives to accommodate learners by providing flexible degree options, ranking fourth for online bachelor's programs, according to U.S News & World Report. Students can choose from 25 majors, including a 120-credit bachelor of arts in psychology.

Enrollees benefit from an interdisciplinary approach to the field. Courses include developmental psychology, cognitive psychology, abnormal psychology, and laboratory methods in psychology. UF Online accepts some transfer credits.

Distance learners benefit from online career services and technical support. UF Online also offers transition advising, which includes orientation to help students prepare for online learning. Distance learners also pay a lower tuition rate than residential on-campus students. UF Online boasts regional accreditation through the Southern Association of Colleges and Schools Commission on Colleges.

2

University of Utah

Salt Lake City, UT Cost: $$$$$ Graduation Rate: 70%

Located in Salt Lake City, The U has offered postsecondary coursework for 170 years and ranks among the top public schools, national universities, and best value schools. Undergraduate students can access over 100 majors, including an online bachelor's degree in psychology.

As an open major, students do not need to declare a specialization. This bachelor's degree requires psychology major credits, general education credits, and elective credits. Courses include child and adolescent development, stress and development, science of subjective well-being and positive psychology, and statistical research methods in psychology.

All distance learners pay a flat rate, including out-of-state students. The U accepts transfer students from accredited institutions. Online courses follow an asynchronous format. However, students interact through discussion forums, group assignments, and peer reviews.

The U is regionally accredited by the Northwest Commission on Colleges and Universities.

3

Rutgers University-Newark

Newark, NJ Cost: $$$$$ Graduation Rate: 64%

Rutgers University-Newark stands among the top 10 oldest postsecondary schools in the country. With nearly 71,000 enrolled, the student body represents all 50 states and over 125 countries. Rutgers-Newark also ranks second in the nation for ethnic diversity and fourth for social mobility, according to U.S. News & World Report.

Both traditional and online learners can earn a bachelor's in psychology. Rutgers University-Newark offers double major options, including biology and education. Enrollees can also apply for the honors bachelor's in psychology, which requires a year-long research project. Honors students present their findings in front of the Rutgers University-Newark academic community.

Psychology students can participate in multiple independent work opportunities, including research, fieldwork, community service, and internships. Rutgers University-Newark boasts regional accreditation through the Middle States Commission on Higher Education.

4

Florida International University

Miami, FL Cost: $$$$$ Graduation Rate: 58%

FIU is the state's only public research university and offers 265 total degrees at all levels. FIU also ranks among the top 10 largest universities nationwide and offers a diverse student body.

Individuals interested in human behavior can earn a 120-credit online bachelor's degree in psychology at FIU. Notable courses include psychology methods and analysis, sensation and perception, memory and memory improvement, and animal cognition.

Each distance learner receives one-on-one support from a personal success coach. Admission requires candidates to submit SAT or ACT scores and official high school transcripts. FIU also accepts transfer students with less than 60 transferable credits. FIU holds regional accreditation through the Southern Association of Colleges and Schools Commission on Colleges.

5

University of Central Florida

Orlando, FL Cost: $$$$$ Graduation Rate: 73%

UCF, based in Orlando, offers over 220 degrees across 13 colleges. The university prioritizes accessibility and ranks among the top 10 innovative colleges.

Students can pursue fully online degrees at UCF, including a 120-credit online bachelor's in psychology. This degree requires three common program prerequisite credits, 36 general education credits, 29 core credits, and electives. Students can choose from six tracks, including experimental, clinical, human factors, industrial and organizational, neuroscience, and general.

UCF also features an honors option, which includes a thesis. Honors students must maintain a 3.5 GPA at minimum in all psychology courses. Psychology majors can also access multiple fieldwork, internship, and research opportunities. Roughly 48% of UCF students graduate with no student debt.

UCF is regionally accredited by the Southern Association of Colleges and Schools Commission on Colleges.

6

California State University, Sacramento

Sacramento, CA Cost: $$$$$ Graduation Rate: 51%

Founded in 1947, Sacramento State enrolls over 31,000 students annually. Enrollees benefit from a diverse learning community, ranking fourth in the West for diversity, according to U.S. News & World Report. Sacramento State also values student-centered learning and inclusion. Learners can earn their degrees completely online.

The bachelor of arts in psychology introduces students to the scientific study of cognition, human behavior, and emotion. This bachelor's degree requires 120 credits, including 46 general education units, 13 lower-division units, 30-34 upper-division units, 21 graduation requirement units, and electives.

Online courses last 6-8 weeks and follow an asynchronous format. Students engage through discussion boards, email, and group projects. Professors typically offer virtual office hours. Sacramento State also provides technical support, academic advisors, and financial coordinators.

Sacramento State is regionally accredited by the Western Association of Schools and Colleges.

7

University of Illinois at Springfield

Springfield, IL Cost: $$$$$ Graduation Rate: 51%

UIS prioritizes student-centered learning and remains the top-ranked public university in Illinois, according to U.S. News & World Report. The school's values also include research and civic engagement. UIS offers over 1,450 online major options, including a bachelor of arts in psychology.

This bachelor's in psychology requires 36 major credits. Courses include psychological tests and measurements, introduction to biopsychology, lifespan developmental psychology, stereotyping and prejudice, and working with victims of sexual assault. UIS also provides multiple research and internship opportunities.

UIS offers limited enrollment for this degree. Each applicant must hold a 3.0 GPA and 30 hours of undergraduate coursework at minimum. However, the admissions department gives preference to applicants who can prove a need for distance education and possess at least 60 hours of undergraduate coursework.

UIS is regionally accredited by the Higher Learning Commission.

8

Baptist College of Florida

Graceville, FL Cost: $$$$$ Graduation Rate: 62%

Established in 1943, Graceville's BCF provides students with a Christian worldview. BCF offers 24 degrees at the associate, bachelor's, and master's level. Students can earn their degree online.

The online bachelor's degree in psychology requires 120 credits, including a student success course, 33 general education credits, 12 biblical foundation credits, 60 major credits, and 12 elective credits. Notable courses include theories of counseling and psychotherapy, directed research, marriage and family, biblical hermeneutics, and introduction to the Christian worldview.

Distance learners access coursework through the MyBCF online learning management system. Online courses follow an asynchronous format. BCF participates in the National Council for State Authorization Reciprocity Agreements, which offsets costs for out-of-state students. BCF holds regional accreditation through the Southern Association of Colleges and Schools Commission on Colleges.

9

Colorado State University

Fort Collins, CO Cost: $$$$$ Graduation Rate: 71%

CSU has offered postsecondary coursework for over 150 years. The university stands as a leading research university and remains among just six designated universities in the country for economic prosperity and innovation, with over 5,000 undergraduate students participating in research each year.

While enrollees can earn their degrees in traditional classrooms, CSU also offers top-ranked online undergraduate programs. The CSU bachelor's in psychology requires 120 credits. Students typically earn their degrees in four years with full-time attendance. Courses include professional issues in addiction treatment, history and systems of psychology, logic and critical thinking, personal computing, and industrial psychology.

Online courses may require synchronous attendance through video conferencing, while asynchronous courses involve discussion forums and online chats. Other assignments include narrated presentations and assessments.

CSU is regionally accredited by the Higher Learning Commission.

10

University of Colorado Denver

Denver, CO Cost: $$$$$ Graduation Rate: 48%

Established in 1812, the University of Colorado Denver is a leading research university that currently enrolls about 15,000 students. CU Denver oversees a fully online bachelor of arts in psychology program that explores the human mind and scientific methods that help describe and predict abnormal behaviors.

This 120-credit program provides students with a liberal arts education and explores several branches within the field, including social, cognitive, and experimental psychology. The 37-credit major curriculum includes 18 core credits, 18 guided elective credits, and an integrative course.

Over the course of this BA program, students develop strong critical thinking and communication skills that allow them to pursue positions in a variety of industries. CU Denver holds regional accreditation from the Higher Learning Commission.